The Co-operative Bank Current Account Plus

Full product details for the The Co-operative Bank Current Account Plus. A fee free overdraft of £200 is available. A £20 charge applies to customers arranging a formal overdraft above the £200 initial limit. Compare with other current accounts.
from 55 ratings
55 customers rated their The Co-operative Bank current account as 4.3 out of 5 in our 2010/2011 Consumer Finance Awards.
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The Co-operative Bank Current Account Plus Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Account Typeoverdraft 
Monthly Charge£0There is no monthly servicing charge made.
Minimum Monthly Credit£800There is a minimum of £800.00 to be credited into the account each month.
Interest Free Overdraft Limit£0No interest free overdraft available. A fee free £200 overdraft is available.
Standard Overdraft Rate0%Authorised overdraft rate of 0% EAR between 5th January and 4th April 2012. After this time the authorised overdraft rate is 15.9% EAR.
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required.
Internet Bankingyes 
Branch BankingyesThis account can be operated through a branch.
Telephone Bankingyes 
Account PromotionsyesPreferential mortgage deals exclusively for current account customers. Exclusive linked savings account.
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Love, love, love it. Just ordered myself a second pair of glasses for a very reasonable price thanks to this website!!!!
Kayleigh

Compare The Co-operative Bank Current Account Plus With These Current Accounts

Lloyds TSB Classic Account

  • Get a minimum withdrawal of £1.
  • £10 overdraft buffer limit is offered with the current account.
  • £5 per mth authorised overdraft charges.
  • Get £300 max ATM withdrawal.
  • Lloyds TSB gives unauthorised O/D rate of 19.28%.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).

Barclays Student Additions

  • Debit card expense worldwide of 0% is offered.
  • This Barclays current account has a max interest free overdraft of £2,000.
  • Interest free overdraft limit varies is offered with the current account.
  • Customers can enjoy 0 percent unauthorised overdraft rate.
  • Interest free overdraft year 5 of £2,000 is offered.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Lloyds TSB Graduate Bank Account

  • Cheque clearance time of 3 days is offered.
  • Customers get £0 mthly overdraft charge.
  • This Lloyds TSB current account has an ATM withdrawal expense UK of 0 percent.
  • 3 years max account term is available with Graduate Bank Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

RBS Student Royalties Account

  • Enjoy average overdraft rate of 0 percent.
  • Get £0 monthly unauthorised overdraft charge from RBS.
  • The current account offers a 5 intro free overdraft period on switching.
  • £1 minimum withdrawal is available to new customers.
  • You can have the benefit of £0 standing order set up charges.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Bank of Ireland Basic Cash Account

  • Monthly charge of £0 is available to you.
  • A £0 unpaid direct debit fee is offered.
  • £0 direct debit set up payment is available to new customers.
  • You can take advantage of £0 direct debit expense.
  • £0 direct debit amendment charge is offered to new customers.

Lloyds TSB Cash Account

  • You can get £1 minimum withdrawal.
  • Get purchase charge of £0.
  • Overdraft buffer limit of £10 is offered with Cash Account.
  • Have the benefit of £0 direct debit charges from Lloyds TSB.
  • Customers get available funds only withdrawal restrictions from Lloyds TSB.

Ulster Bank Step Account

  • New customers enjoy 0 percent ATM withdrawal fee UK from the current account.
  • You benefit from £0 direct debit cost.
  • You get £0 transaction charge from this Step Account.
  • Available funds only withdrawal restrictions is offered with the current account.
  • £0 direct debit amendment charges is offered with the current account.
  • You get standing order set up expense of £0.