Smile Smilemore (Traveller)
Full product details for the Smile Smilemore (Traveller) current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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239 current accounts...
Smile Smilemore (Traveller) Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £13 | A monthly subscription of £13.00 is payable. |
| Minimum Monthly Credit | £0 | No minimum monthly credit is required. To open a smile current account the customer must agree to pay in their salary, pension or £1,000 a month. |
| Interest Free Overdraft Limit | £260 | The first £260 of the £500 fee free overdraft is interest free. |
| Standard Overdraft Rate | 0% | Authorised overdraft rate of 0% EAR between 5th January and 4th April 2012. After this time the authorised overdraft rate is 11.9% EAR. |
| Headline Interest Rate | 0.12% | The headline interest rate is 0.12% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required. To open a smile current account the customer must agree to pay in their salary, pension or £1,000 a month. |
| Internet Banking | yes | Internet banking is available. The customer can transfer cash electronically between accounts, pay bills online and set up standing orders. |
| Branch Banking | no | This account cannot be operated through a branch. |
| Telephone Banking | no | Telephone banking is not available. |
| Account Promotions | yes | |
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Compare Smile Smilemore (Traveller) With These Current Accounts
Bank of Ireland Clear Account - Level 3
- Limitless max high interest balance is available with the current account.
- 0% ATM withdrawal fee UK.
- New customers get O/D letter charge of £0.00.
- New customers get £300 max ATM withdrawal from Bank of Ireland.
- BACS deposit clearance time same day is available with the current account.
- A £0 minimum extra deposit is available.
- Representative Example: if you use an overdraft limit of £1,200 the interest rate charged will be 14.5% EAR (variable).
Cater Allen Sterling Bank Account
- Get £0 cashback.
- New customers will get £5 per mth authorised overdraft charges.
- Get £1 minimum withdrawal.
- £0.00 O/D letter charge is available to customers.
- The Sterling Bank Account current account has a debit card charges europe of 0 percent.
- The current account gives a max ATM withdrawal of £1,800.
First Trust Packaged Account
- Purchase charge of £0.
- Special clearance fee of £0 is offered with Packaged Account.
- Enjoy an ATM withdrawal cost UK of 0 percent from the Packaged Account.
- New customers get £0 minimum extra deposit from the current account.
- The current account offers a £1 minimum withdrawal.
Northern Bank Northern Freedom (Young Persons Account)
- You can get £0 minimum additional deposit.
- Same day cash deposit clearance time is available.
- This current account gives same day rate paid on withdrawals.
- The current account gives an average overdraft rate of 0 percent.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Yorkshire Bank Current Account Plus
- £0 minimum additional deposit.
- Have the benefit of a monthly charge of £0.
- Standard overdraft rate of 18.85% is offered.
- This current account offers an overdraft buffer limit of £25.
- 0 percent purchase charge worldwide is available with the current account.
- The current account has a 0% ATM withdrawal cost UK.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.85% EAR (variable).
Lloyds TSB Vantage Silver Account
- £0 cash back.
- Cost for copy of cheque of £0.
- Get £0 rewards payment from Lloyds TSB.
- Same day interest rate paid on withdrawals is available with the current account.
- Get mobile telephone insurance limit of £2,000.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).
Barclays Student Additions
- New customers enjoy £0 direct debit set up expense.
- Minimum additional deposit of £0.
- The current account gives a cashback of £0.
- This current account gives a no broadband.
- The current account has a 0% standard overdraft rate.
- £0.00 O/D letter charge is available with this current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
