Santander Zero Current Account Ex/C

Full product details for the Santander Zero Current Account Ex/C, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Santander Zero Current Account Ex/C Features & Benefits

Representative Example0% EAR (variable) Arranged Overdraft for the first 4 months. 12.9% EAR (variable) thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ
Account Typeoverdraft 
Monthly Charge£0No monthly servicing charge is made.
Minimum Monthly Credit£1,000Santander requires a monthly credit of £1000.00 to qualify for the interest rate. No interest is paid on the whole balance if the required monthly credits are not made.
Interest Free Overdraft LimitnoneThere is no interest free overdraft limit.
Standard Overdraft Rate12.9%The authorised (arranged) overdraft rate is 12.9% EAR.
Headline Interest Rate5%The headline interest rate is 5.00% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0The account will be opened with a nil balance if the customer agrees to credit the account with £1000 or more each month either by a salary mandate or by Standing Order. The minimum balance that must be maintained in this account to receive interest is £1. If the balance falls below £1 no interest will be paid.
Internet BankingyesE-banking is a simple, convenient and secure way for the customer to manage their Abbey card based accounts on-line. The service is available to customers with a variety of accounts which will need to be linked to one of Abbey's cards (Multifunction, Electron or Abbeylink).
Branch BankingyesThis account can be operated through a branch.
Telephone Bankingyes 
Account PromotionsyesSweep Facility. Payments for switching errors. £100 cashback for switching current account to Santander if online, subject to terms and conditions.
AvailabilityrestrictedThis product is only available to existing customers.
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Compare Santander Zero Current Account Ex/C With These Current Accounts

Northern Bank Northern Choice

  • Customers get £1 minimum withdrawal from the current account.
  • Enjoy a purchase charge europe of 2.75% from this Northern Choice.
  • An initial interest rate of 0.1% is available from Northern Bank.
  • Same day BACS deposit clearance time is available to you.
  • New customers get minimum extra deposit of £0.
  • Have the benefit of a debit card charge europe of 0 percent from this Northern Choice.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.46% EAR (variable).

Ulster Bank U First Gold Account

  • The current account offers a 0% ATM withdrawal expense UK.
  • This current account offers an unauthorised O/D rate of 21.7 percent.
  • Unlimited max high interest balance is available.
  • You enjoy limitless travel cover maximum age.
  • Same day interest rate paid on withdrawals.
  • You have the benefit of interest rate free overdraft limit of £1,000.
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Lloyds TSB Private Banking Private Banking Premier Current Account

  • Benefit person in any car recovery cover is available with Private Banking Premier Current Account.
  • 0 percent debit card cost worldwide.
  • ATM withdrawal cost UK of 0 percent is offered.
  • Maximum ATM withdrawal of £500 is available.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).

Ulster Bank Student Account

  • £0 monthly overdraft charge is offered to you.
  • The Ulster Bank current account has an ATM withdrawal charges UK of 0%.
  • The current account gives a 5 introductory free overdraft period on switching.
  • Minimum additional deposit of £0 is offered with this current account.
  • £0 direct debit set up fee.
  • Get course length max account term from Ulster Bank.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

NatWest Advantage Business

  • New customers get £0 mthly overdraft charge from Advantage Business.
  • A daily overdraft charge of £0 is available from NatWest.
  • Customers get £250,000 max annual turnover.
  • New customers get 4 days cheque clearance time from NatWest.
  • Get a charge per100 notes withdrawn of £0.00.
  • Coinage out per100 of £0.00 is available with Advantage Business.

Halifax Ultimate Reward Current Account < £1,000 per month

  • Benefit person in any car breakdown cover is available.
  • Ultimate Reward Current Account < £1,000 per month offers an expense for copy of cheque of £0.
  • Rate free overdraft limit of £300 is offered.
  • £300 maximum ATM withdrawal is available with Ultimate Reward Current Account < £1,000 per month.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

NatWest Select Account

  • Authorised O/D charges of £0 is offered.
  • Ul account transfer overdraft limit is offered with this current account.
  • This current account has a minimum withdrawal of £1.
  • Get £300 max ATM withdrawal.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).