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Santander Premium Current Account

Full product details for the Santander Premium Current Account. Over £850 worth of benefits per year, plus 5% AER on credit balances up to £2,500. Compare with other current accounts.

from 166 ratings

166 customers rated their Santander current account as 3.5 out of 5 in our 2010/2011 Consumer Finance Awards.

www.santander.co.uk

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Satisfaction with Account

Santander Premium Current Account Features & Benefits

Representative Example	0% EAR (variable) on first £500, 12.9% EAR (variable) thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ
Account Type	packaged
Monthly Charge	£20	There is a monthly charge of £20.00.
Minimum Monthly Credit	£1,000	Santander requires a monthly credit of £1000.00 to qualify for the interest rate. This does not include interest or refunded amounts from using the VISA debit. No interest is paid on the whole balance if the required monthly credits are not made.
Interest Free Overdraft Limit	none	There is an interest free overdraft of £0.
Standard Overdraft Rate	0%	There is no annual authorised overdraft rate.
Headline Interest Rate	5%	The headline interest rate is 5.00% AER.
Reward Payment	£0	No reward payment payable.
Minimum Investment	£1	The account will be opened with a nil balance. The minimum balance that must be maintained in this account to receive interest is £1. If the balance falls below £1 no interest will be paid.
Internet Banking	yes	E-banking is a simple, convenient and secure way for the customer to manage their Abbey card based accounts on-line. This account can only be opened online.
Branch Banking	yes	This account can be operated through a branch.
Telephone Banking	yes
Account Promotions	yes

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Compare Santander Premium Current Account With These Current Accounts

The Co-operative Bank Privilege Premier

Overdraft letter charge of £0.00 is offered to customers.
£0 minimum extra deposit.
£0 rewards payment is available with this current account.
Rate free overdraft limit of £300 is available with this current account.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

First Direct 1st Account

You get £0 mthly charge.
0% debit card fee worldwide is available with 1st Account.
Expense for copy of cheque of £0 is available with the current account.
O/D letter charge of £0.00 is available with this current account.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).

Yorkshire Bank Current Account Tracker

An international incl USA travel cover area is available.
Customers get £100 O/D buffer limit from this Current Account Tracker.
The Yorkshire Bank current account has an unauthorised overdraft rate of 17.81 percent.
This Yorkshire Bank Current Account Tracker has a same day cash deposit clearance time.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.02% EAR (variable).

Ulster Bank Graduate Account

£300 max ATM withdrawal is available with Graduate Account.
The current account offers a same day cash deposit clearance time.
New customers get £0 direct debit amendment payment from Ulster Bank.
Transaction charge of £0 is available with Graduate Account.
New customers get £0 monthly unauthorised overdraft charge.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Ulster Bank Step Account

A monthly charge of £0 is offered by Ulster Bank.
£0 minimum extra deposit is offered to customers.
A £0 direct debit set up fee is available.
£0 direct debit amendment cost is available with the current account.

Northern Rock Current Account

Northern Rock gives purchase charge of £0.
£35 O/D buffer limit is available.
Customers enjoy £0 monthly charge.
The current account offers a rewards payment of £0.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit	£1,000	Santander requires a monthly credit of £1000.00 to qualify for the interest rate. This does not include interest or refunded amounts from using the VISA debit. No interest is paid on the whole balance if the required monthly credits are not made.
Minimum Contract Term	0 months	Not applicable.
Minimum Age	18 years	The minimum age is 18 years.
Maximum Age	Unlimited	There is no maximum age limit.
Minimum Income	£0	There is no minimum income required for this account.
Minimum Investment	£1	The account will be opened with a nil balance. The minimum balance that must be maintained in this account to receive interest is £1. If the balance falls below £1 no interest will be paid.
Maximum Investment	£2,000,000	The maximum investment is £2000000.
Student Bank Account	no	This is not a student bank account.
Graduate Bank Account	no	This is not a graduate bank account.
Area Restrictions	none	There are no area restrictions.