Santander Graduate Bank Account

Full product details for the Santander Graduate Bank Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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166 customers rated their Santander current account as 3.5 out of 5 in our 2010/2011 Consumer Finance Awards.
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Santander Graduate Bank Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Account Typegraduate 
Monthly Charge£0There is no monthly charge.
Minimum Monthly Credit£0No minimum monthly credit required.
Interest Free Overdraft LimitvariesThe interest free overdraft available with this account is:Year 1 -£2000 Year 2 -£1000 Year 3 -£500
Standard Overdraft Rate0%There is no authorised overdraft rate.
Daily Overdraft Charge£0There is no daily authorised overdraft charge.
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0The minimum investment is £0.
Internet BankingyesInternet banking is available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking service is available.
Account PromotionsyesPreferential loan rates available. Savings sweep facility available.
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Compare Santander Graduate Bank Account With These Current Accounts

Barclays Young Person's Account

  • A 0% debit card fee europe is offered.
  • Max ATM withdrawal of £300.
  • 0% ATM withdrawal fee UK is offered with Young Person's Account.
  • A debit card cost worldwide of 0 percent is available from Barclays.
  • You can get £0 money back.

NatWest Advantage Gold

  • Get household cars recovery cover.
  • The current account offers a 0% ATM withdrawal expense UK.
  • Get an unauthorised O/D rate of 0 percent from the current account.
  • Get £0 purchase charge.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable).

Barclays Additions Active

  • Cashback of £0 is available with Additions Active.
  • Benefit from authorised overdraft charges of £0.
  • Minimum withdrawal of £1 is offered.
  • Have the benefit of 0% unauthorised overdraft rate.
  • Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.

HSBC Graduate Bank Account

  • 0% debit card fee europe is available with Graduate Bank Account.
  • Get £0 daily O/D charge from HSBC.
  • This current account gives a 2 initial free overdraft period on switching.
  • £0 mthly charge.
  • You get £0 mthly overdraft charge from HSBC.
  • £0 rewards payment is available with Graduate Bank Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

HSBC Student Bank Account

  • Have the benefit of 0% std overdraft rate.
  • A 0% debit card cost europe is available.
  • Global incl USA travel insurance area is offered with the current account.
  • HSBC offers max account term of 5 years.
  • £10 O/D buffer limit is offered with this current account.
  • Student Bank Account gives a fee for copy of cheque of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Lloyds TSB Graduate Bank Account

  • You get £2,000 max interest free overdraft from the Graduate Bank Account.
  • 3 introductory free overdraft period on switching is available to you.
  • Graduate Bank Account offers a standing order cost of £0.
  • You get introductory interest rate of 0%.
  • New customers get minimum withdrawal of £1.
  • You can get 3 years max account term.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Clydesdale Bank Business Current Account

  • Cost for internet banking of £0 is available with the current account.
  • Get a coinage out per100 of £1.30 from this current account.
  • Customers get 5 days cheque clearance time from this current account.
  • Minimum withdrawal of £1 is available with this current account.
  • Get £0.65 coinage paid in per100.

Bank of Scotland Vantage Classic Account

  • This current account gives a same day cash deposit clearance time.
  • Same day interest rate paid on withdrawals.
  • You have the benefit of 3% introductory interest rate from this Vantage Classic Account.
  • You get same day cheque deposit clearance time from this current account.
  • Get a minimum extra deposit of £1 from this current account.
  • Get same day BACS deposit clearance time.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).