RBS Select Silver Account

Full product details for the RBS Select Silver Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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135 customers rated their RBS current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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RBS Select Silver Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
Account Typepackaged 
Monthly Charge£8The monthly servicing charge is £8.00.
Minimum Monthly Credit£0There is no minimum monthly credit required.
Interest Free Overdraft Limit£100Where an overdraft limit of £100 or more is agreed, the first £100 of the overdraft will be interest and charge free. Where an overdraft of less than £100 is agreed, it will be interest and charge free up to and including the overdraft limit.
Standard Overdraft Rate19.89%The annual authorised overdraft rate is tiers as follows:- Up to £1,00018.25% EAR £1,000 - £4,999 17.85% EAR £5,000 + 16.25% EAR 19.89% is the typical authorised EAR.
Headline Interest Rate0%Not applicable, no credit interest is payable.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment to open this account, however interest is earned from £1.
Internet Bankingyes 
Branch BankingyesThis account can be operated through a branch.
Telephone Bankingyes 
Account PromotionsyesEuropean (inc UK) travel insurance with winter sports cover, mobile phone insurance, identity theft assistance including monitoring and alerts, 5 hmvdigital track downloads per month, LOVEFiLM DVD rental offer. Commission-free travel money
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Lloyds TSB Platinum Account

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Lloyds TSB Private Banking Mayfair High Interest Cheque Account

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Bank of Ireland Student Account

  • Bank of Ireland gives transaction charge of £0.
  • Get a daily overdraft charge of £0 from this current account.
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  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Barclays Graduate Additions

  • Get 5 initial free overdraft period on switching from Barclays.
  • A £1 minimum withdrawal is offered.
  • An unauthorised overdraft rate of 0% is available from Barclays.
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NatWest Student Account

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  • Payment for copy of cheque of £0 is available.
  • New customers get £0 monthly overdraft charge from this Student Account.
  • This current account has a £0 standing order set up expense.
  • Interest rate free overdraft year 4 of £1,750.
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