Full product details for the RBS Royalties Gold current account. Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee. Compare with other current accounts.
from 135 ratings
135 customers rated their RBS current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).
Account Type
packaged
Monthly Charge
£12.95
The monthly servicing charge is £12.95.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Interest Free Overdraft Limit
£250
Where an overdraft limit of £250 or more is agreed, the first £250 of the overdraft will be interest and charge free. Where an overdraft of less than £250 is agreed, it will be interest and charge free up to and including the overdraft limit.
Standard Overdraft Rate
19.24%
The annual authorised overdraft rate is tiers as follows:- Up to £1,00016.35% AER £1,00015.65% AER £5,000 + 14.55% AER 19.24% is the typical authorised EAR.
Headline Interest Rate
0%
The headline interest rate is 0% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment to open this account, however interest is earned from £1.
Internet Banking
yes
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Account Promotions
yes
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
There is no minimum income requirement to open this account.
Minimum Investment
£0
There is no minimum investment to open this account, however interest is earned from £1.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions that apply to this account.
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