RBS Royalties Gold

Full product details for the RBS Royalties Gold current account. Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee. Compare with other current accounts.
from 135 ratings
135 customers rated their RBS current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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RBS Royalties Gold Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).
Account Typepackaged 
Monthly Charge£12.95The monthly servicing charge is £12.95.
Minimum Monthly Credit£0There is no minimum monthly credit required.
Interest Free Overdraft Limit£250Where an overdraft limit of £250 or more is agreed, the first £250 of the overdraft will be interest and charge free. Where an overdraft of less than £250 is agreed, it will be interest and charge free up to and including the overdraft limit.
Standard Overdraft Rate19.24%The annual authorised overdraft rate is tiers as follows:- Up to £1,00016.35% AER £1,00015.65% AER £5,000 + 14.55% AER 19.24% is the typical authorised EAR.
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment to open this account, however interest is earned from £1.
Internet Bankingyes 
Branch BankingyesThis account can be operated through a branch.
Telephone Bankingyes 
Account Promotionsyes 
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Compare RBS Royalties Gold With These Current Accounts

Barclays Bank Account

  • Overdraft letter charge of £0.00.
  • New customers will benefit from £0 mthly charge.
  • Get a cashback of £0 from this current account.
  • Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application.

Cater Allen Investment Account

  • Customers get 25% unauthorised overdraft rate from this current account.
  • Cashback of £0 is available with this current account.

NatWest Advantage Gold

  • This current account gives a £0.00 O/D letter charge.
  • Cheque clearance time of 4 days is available with the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable).

Smile Current Account

  • A £0.00 O/D letter charge is offered.
  • 0 percent standard overdraft rate.
  • £0 money back is available with this current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Northern Bank Northern Discovery (11-17 yrs)

  • A £1 minimum withdrawal is available.
  • £0 monthly charge is available with this current account.
  • You get max ATM withdrawal of £350.

Lloyds TSB Graduate Bank Account

  • Get a cash back of £0.
  • Transaction charge of £0 is offered with Graduate Bank Account.
  • Have the benefit of £0 standing order set up cost from Lloyds TSB.
  • 3 years maximum account term is available.
  • £0 monthly charge is offered.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).