Full product details for the Northern Bank Northern Choice Plus current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 12 ratings
12 customers rated their Northern Bank current account as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 9.37% EAR (variable).
Account Type
packaged
Monthly Charge
£11
There is a quarterly servicing fee of £33.00 (equivalent to £11.00 per month.)
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Interest Free Overdraft Limit
none
An interest free overdraft is not available.
Standard Overdraft Rate
9.37%
The authorised overdraft rate is 9.37% EAR.
Headline Interest Rate
0.15%
The headline interest rate is 0.15% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account.
Internet Banking
yes
24 hour access is available to the customer via the Internet Banking service. With this service the customer would be able to: - view their accounts; - check balances; - pay bills; - transfer funds; - order statements; - order cheque books.
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Northern Bank offer the 24 Hour Telephone Banking service. With telephone banking the customer will be able to: - check the balance of their accounts; - review withdrawals and deposits; - transfer funds between accounts; - order statements; - pay selected bills.
Account Promotions
yes
Worldwide family travel insurance benefits available. Commission free travel currency is available. If the customer takes out a Northern Bank bank mortgage there will be no home loan arrangement fee. A linked savings account, Northern Choice Plus Savings Account, is available. A Northern Gold credit card is available, with one rate for purchases and cash advances. A savings sweep option is available with the linked savings account, Northern Choice Plus Savings Account.
Application Criteria
Joint Account
yes
Joint applications are accepted.
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age to open this account is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
No minimum income required to keep this account open.
Minimum Investment
£0
There is no minimum investment required to open this account.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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