Nationwide FlexAccount

Full product details for the Nationwide FlexAccount current account. Free Multi-trip European insurance cover, Interest-free overdraft for 3 months, No monthly fee, Independently rated 5 star by Defaqto. Compare with other current accounts.
from 176 ratings
176 customers rated their Nationwide current account as 4.1 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
Clarity of Features
Satisfaction with Account
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Nationwide FlexAccount Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 18.9% EAR (variable).
Account Typeoverdraft 
Monthly Charge£0There is no monthly servicing charge.
Minimum Monthly Credit£0No minimum monthly credit required.
Interest Free Overdraft LimitnoneAn interest free overdraft facility is not available.
Standard Overdraft Rate18.9%The annual authorised overdraft rate is 18.90% EAR.
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required.
Internet Bankingyes 
Branch BankingyesThis account can be operated through a branch. Customers can also withdraw cash and check their balances at any Post Office free of charge.
Telephone BankingyesNationwide's Telephone Banking Service is available. A telephone Self Service Banking facility is also available. This uses speech recognition technology as well as 'touch tone' functions. Through this the customer can access their account 24 hours a day, 7 days a week. Telephone Self Service will allow the customer to: - Check balances(account & available balance) - Listen to recent transactions (last 6 transactions) - Make payments to an existing Bill Payment arrangement - Make real time transfers to other Nationwide accounts
Account PromotionsyesCommission Free Travel Money Preferential savings rates, exclusively available to current account holders. Preferential unsecured loan rate available to FlexAccount debit card customers. 90% mortgage exclusively available to main account Flexaccount customers.. An additional 3 months at 0% on purchases on Nationwide's credit card for main account Flexaccount customers.
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Just saved loads and got very cheap delivery. Thanks
Gail

Compare Nationwide FlexAccount With These Current Accounts

Leeds Building Society Premier Current Account

  • Get same day cash deposit clearance time from Leeds Building Society.
  • 2 working days cheque deposit clearance time is offered with this current account.
  • Get £0 cash back.
  • You get 12% standard overdraft rate from this Premier Current Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12% EAR (variable).

Ulster Bank Current Account

  • A cheque clearance time of 3 days is available from Ulster Bank.
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  • You get £0 minimum additional deposit.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.7% EAR (variable).

HSBC Bank Account

  • The current account gives a £300 max ATM withdrawal.
  • A monthly charge of £0 is available from HSBC.
  • You get £0 minimum extra deposit from the current account.
  • The current account has a £0 purchase charge.
  • A £0 payment for copy of cheque is available.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.9% EAR (variable).

Lloyds TSB Private Banking Private Banking Premier Current Account

  • Lloyds TSB Private Banking gives cash back of £0.
  • Customers get £500 automatic O/D facility from the Private Banking Premier Current Account.
  • New customers have the benefit of £0 monthly charge from the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).

Clydesdale Bank Student Account

  • £0 monthly charge.
  • £0 direct debit amendment charges is offered.
  • Clydesdale Bank offers minimum withdrawal of £1.
  • Get an overdraft buffer limit of £25 from this Student Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 7.49% EAR (variable).

HSBC Student Bank Account

  • £0 direct debit amendment payment is available to customers.
  • You will get £0 mthly unauthorised overdraft charge.
  • A £0 charges for copy of cheque is offered.
  • Enjoy varies interest free overdraft limit.
  • Get a rewards payment of £0 from this Student Bank Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Clydesdale Bank Readycash Account

  • You get £1 minimum withdrawal.
  • This Clydesdale Bank current account has a £0 direct debit set up fee.
  • The current account has a £0 minimum additional deposit.
  • Customers can have the benefit of £0 standing order expense.

Halifax Easycash

  • Customers get £0 minimum additional deposit from the current account.
  • New customers can benefit from £0 mthly charge.
  • Direct debit amendment expense of £0.
  • Customers will enjoy standing order charges of £0.
  • £0 transaction charge is offered.
  • Take advantage of £0 standing order set up fee.