Nationwide FlexAccount £1,000 per month

Full product details for the Nationwide FlexAccount £1,000 per month current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.

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Compare Nationwide current accounts currently available, or use the options to the right.

Nationwide FlexAccount £1,000 per month Features & Benefits

Monthly Charge	£0	There is no monthly servicing charge.
Minimum Monthly Credit	£1,000	The minimum monthly credit is £1000.00 per month.
Interest Free Overdraft Limit	£0	An interest free overdraft facility is not available.
Standard Overdraft Rate	18.9%	The annual authorised overdraft rate is 18.90% EAR.
Headline Interest Rate	0%	The headline interest rate is 0.00% AER.
Minimum Investment	£0	There is no minimum investment required.
Internet Banking	yes
Branch Banking	yes	This account can be operated through a branch. Customers can also withdraw cash and check their balances at any Post Office free of charge.
Telephone Banking	yes	Nationwide's Telephone Banking Service is available. A telephone Self Service Banking facility is also available. This uses speech recognition technology as well as 'touch tone' functions. Through this the customer can access their account 24 hours a day, 7 days a week. Telephone Self Service will allow the customer to: - Check balances (account & available balance) - Listen to recent transactions (last 6 transactions) - Make payments to an existing Bill Payment arrangement - Make real time transfers to other Nationwide accounts
Account Promotions	yes	Commission Free Travel Money Preferential savings rates, exclusively available to current account holders.

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Compare Nationwide FlexAccount £1,000 per month With These Current Accounts

RBS Royalties Gold

Get £0 minimum additional deposit from RBS.
This current account offers a 0 percent unauthorised overdraft rate.
An account transfer O/D limit of £4,000 is available from RBS.
£6 overdraft buffer limit is available to new customers.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).

Smile Current Account

You get 0% debit card fee worldwide.
Customers get £0 minimum extra deposit from the Current Account.
Customers get £500 automatic O/D facility from Smile.
ATM withdrawal fee UK of 0 percent is offered with Current Account.
Benefit from unlimited max high interest balance from Smile.
Benefit from £0 authorised O/D charges.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).

Smile Smilemore (Gadget)

Get £500 automatic O/D facility.
Same day cash deposit clearance time.
Same day interest rate paid on withdrawals is available with this current account.
Get £0 minimum extra deposit from Smile.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).

The Co-operative Bank Current Account Plus

You can have the benefit of unauthorised overdraft rate of 15.9%.
Benefit from £0.00 O/D letter charge from The Co-operative Bank.
You get £0 cash back.
The current account gives 4 days cheque clearance time.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).

HSBC Bank Account

Cheque clearance time of 3 days is available with this current account.
£0.00 O/D letter charge is available to customers.
£0 cashback is available with the current account.
You will get £0 minimum extra deposit.
Get an O/D buffer limit of £10 from this current account.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.9% EAR (variable).

Lloyds TSB Graduate Bank Account

£1,500 rate free overdraft year 2 is available with Graduate Bank Account.
Get a cheque clearance time of 3 days from this current account.
You get £0 cost for copy of cheque from the Graduate Bank Account.
16.77% unauthorised O/D rate is available.
Lloyds TSB gives purchase charge of £0.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Halifax Easycash

This Halifax current account has a minimum withdrawal of £1.
Benefit from £0 monthly charge.
£0 standing order set up charges is available.
Benefit from 0 percent ATM withdrawal payment UK from Halifax.

Bank of Scotland Vantage Premier Account

Get £0 rewards payment from Bank of Scotland.
Debit card charges europe of 0 percent is available with this current account.
A minimum withdrawal of £1 is available from Bank of Scotland.
New customers get £10 O/D buffer limit from this current account.
Unauthorised O/D rate of 10.43 percent is offered to customers.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.43% EAR (variable).

Application Criteria
Existing Customer Only	no	This account is not available to existing customers only.
Minimum Monthly Credit	£1,000	The minimum monthly credit is £1000.00 per month.
Minimum Age	16 years	Customers must be over the age of 16 to open this account.
Maximum Age	Unlimited	There is no maximum age limit.
Minimum Income	£0	No minimum income required for use of this account.
Minimum Investment	£0	There is no minimum investment required.
Maximum Investment	£2,000,000	The maximum investment allowed on this account is £2000000.
Student Bank Account	no	This is not a student bank account.
Graduate Bank Account	no	This is not a graduate bank account.
Area Restrictions	none	There are no area restrictions that apply to this account.