Full product details for the NatWest Select Silver Account current account. Includes - 3 LOVEFiLM DVD rentals per month. 5 hmvdigital music downloads per month. European Travel Insurance. Mobile Phone Insurance including iPhone. Compare with other current accounts.
from 304 ratings
304 customers rated their NatWest current account as 3.9 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
Account Type
packaged
Monthly Charge
£8
The monthly servicing charge is £8.00.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Interest Free Overdraft Limit
£100
Where an overdraft limit of £100 or more is agreed, the first £100 of the overdraft will be interest and charge free. Where an overdraft of less than £100 is agreed, it will be interest and charge free up to and including the overdraft limit.
Standard Overdraft Rate
19.89%
The authorised overdraft EAR is tiers is 19.89%.
Headline Interest Rate
0%
The headline interest rate is 0% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment to open this account, however interest is earned from £1.
Internet Banking
yes
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Account Promotions
yes
European (inc UK) travel insurance with winter sports cover, mobile phone insurance, identity theft assistance including monitoring and alerts, 5 hmvdigital track downloads per month, LOVEFiLM DVD rental offer. Commission-free travel money
Application Criteria
Joint Account
yes
Joint applications are accepted.
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
There is no minimum income requirement to open this account.
Minimum Investment
£0
There is no minimum investment to open this account, however interest is earned from £1.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions that apply to this account.
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