NatWest Select Account

Full product details for the NatWest Select Account current account. Includes a free app for your iPhone. Overdraft (subject to eligibility). Emergency cash (withdraw up to £300 if you lose your debit card). No monthly fees. Compare with other current accounts.
from 304 ratings
304 customers rated their NatWest current account as 3.9 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
Clarity of Features
Satisfaction with Account
Compare...
241 current accounts...

NatWest Select Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
Account Typeoverdraft 
Monthly Charge£0There is no monthly servicing charge.
Minimum Monthly Credit£0There is no minimum monthly credit required.
Interest Free Overdraft Limit£100Where an overdraft limit of £100 or more is agreed, the first £100 of the overdraft will be interest and charge free. Where an overdraft of less than £100 is agreed, it will be interest and charge free up to and including the overdraft limit.
Standard Overdraft Rate19.89%The annual authorised overdraft rate is tiers as follows:- Up to £1,00018.25% EAR £1,000 - £4,999 17.85% EAR £5,000 + 16.25% EAR 19.89% is the typical authorised EAR.
Headline Interest Rate0%Not applicable.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment to open this account, however interest is earned from £1.
Internet Bankingyes 
Branch BankingyesThis account can be operated through a branch.
Telephone Bankingyes 
Account PromotionsyesAdditional benefits are: commission-free travel money, offsetting available.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Great for info, very informative and very handy.
A. Stevenson

Compare NatWest Select Account With These Current Accounts

HSBC Premier

  • A special clearance expense of £0 is available from HSBC.
  • ATM withdrawal charge europe of £0 is available with Premier.
  • Customers get £0 rewards payment from the Premier.
  • This current account has an ATM withdrawal charge worldwide of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).

Lloyds TSB Classic Account

  • 4 days cheque clearance time.
  • You get ul account transfer overdraft limit.
  • £300 maximum ATM withdrawal is available to new customers.
  • £0 rewards payment is available with Classic Account.
  • This current account gives a £0 charge for copy of cheque.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).

Ulster Bank Current Account

  • Customers enjoy £0 authorised O/D charges from this Current Account.
  • Get a minimum additional deposit of £0 from this Current Account.
  • Standard overdraft rate of 13.7 percent is offered with Current Account.
  • An account transfer overdraft limit ul is available from Ulster Bank.
  • £0 mthly charge is available with Current Account.
  • Get £0 rewards payment from Ulster Bank.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.7% EAR (variable).

Lloyds TSB Vantage Gold Account

  • 0% ATM withdrawal fee UK.
  • Get an unauthorised overdraft rate of 17.3 percent from the Vantage Gold Account.
  • Same day cash deposit clearance time is offered.
  • You get cover person in any car rescue cover.
  • Get an O/D buffer limit of £10 from the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).

Lloyds TSB Private Banking Mayfair Current Account

  • Monitoring, alert & report ID theft alerting.
  • Take advantage of an unauthorised O/D rate of 9.9 percent from this current account.
  • You get cover person in any car rescue cover from the Mayfair Current Account.
  • Cashback of £0 is offered to new customers.
  • Get minimum withdrawal of £1.
  • The current account has a debit card charges europe of 0 percent.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).

Santander Student Current Account

  • The current account offers £1,250 interest free overdraft year 2.
  • 3 days cheque clearance time is available with Student Current Account.
  • Direct debit cost of £0 is offered to new customers.
  • Customers get daily O/D charge of £0.
  • Get a rate free overdraft year 3 of £1,500 from the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Cumberland Business Current Account Option B

  • This current account gives a debit card charge europe of 0 percent.
  • Get £0 BACS pay fee.
  • £0.75 coinage paid in per100 is offered with the current account.
  • £1 minimum withdrawal is available.
  • Have the benefit of standard overdraft rate of 12.73%.

Northern Bank Northern Enterprise Plus

  • Overdraft letter charge of £0.00.
  • Northern Bank gives expense for internet banking of £0.
  • Unauthorised O/D rate of 22.13 percent is available with this current account.
  • Northern Bank offers coinage paid in per100 of £0.72.