NatWest Select Account Full product details for the NatWest Select Account current account. Includes a free app for your iPhone. Overdraft (subject to eligibility). Emergency cash (withdraw up to £300 if you lose your debit card). No monthly fees. Compare with other current accounts.
from 304 ratings
304 customers rated their NatWest current account as 3.9 out of 5 in our 2010/2011 Consumer Finance Awards.
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NatWest Select Account Features & Benefits
Representative Example If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable). Account Type overdraft
Monthly Charge £0 There is no monthly servicing charge.
Minimum Monthly Credit £0 There is no minimum monthly credit required.
Interest Free Overdraft Limit £100 Where an overdraft limit of £100 or more is agreed, the first £100 of the overdraft will be interest and charge free. Where an overdraft of less than £100 is agreed, it will be interest and charge free up to and including the overdraft limit.
Standard Overdraft Rate 19.89% The annual authorised overdraft rate is tiers as follows:- Up to £1,00018.25% EAR £1,000 - £4,999 17.85% EAR £5,000 + 16.25% EAR 19.89% is the typical authorised EAR.
Headline Interest Rate 0% Not applicable.
Reward Payment £0 No reward payment payable.
Minimum Investment £0 There is no minimum investment to open this account, however interest is earned from £1.
Internet Banking yes
Branch Banking yes This account can be operated through a branch.
Telephone Banking yes
Account Promotions yes Additional benefits are: commission-free travel money, offsetting available.
Joint Account yes Joint applications are accepted.
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit £0 There is no minimum monthly credit required.
Minimum Contract Term 0 months There is no minimum contract term.
Minimum Age 18 years The minimum age is 18 years.
Maximum Age Unlimited There is no maximum age limit.
Minimum Income £0 There is no minimum income requirement to open this account.
Minimum Investment £0 There is no minimum investment to open this account, however interest is earned from £1.
Maximum Investment Unlimited The maximum investment is unlimited.
Student Bank Account no This is not a student bank account.
Graduate Bank Account no This is not a graduate bank account.
Area Restrictions none There are no area restrictions that apply to this account.
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Compare NatWest Select Account With These Current Accounts A special clearance expense of £0 is available from HSBC. ATM withdrawal charge europe of £0 is available with Premier. Customers get £0 rewards payment from the Premier. This current account has an ATM withdrawal charge worldwide of £0. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable). 4 days cheque clearance time. You get ul account transfer overdraft limit. £300 maximum ATM withdrawal is available to new customers. £0 rewards payment is available with Classic Account. This current account gives a £0 charge for copy of cheque. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Customers enjoy £0 authorised O/D charges from this Current Account. Get a minimum additional deposit of £0 from this Current Account. Standard overdraft rate of 13.7 percent is offered with Current Account. An account transfer overdraft limit ul is available from Ulster Bank. £0 mthly charge is available with Current Account. Get £0 rewards payment from Ulster Bank. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.7% EAR (variable). 0% ATM withdrawal fee UK. Get an unauthorised overdraft rate of 17.3 percent from the Vantage Gold Account. Same day cash deposit clearance time is offered. You get cover person in any car rescue cover. Get an O/D buffer limit of £10 from the current account. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).
Monitoring, alert & report ID theft alerting. Take advantage of an unauthorised O/D rate of 9.9 percent from this current account. You get cover person in any car rescue cover from the Mayfair Current Account. Cashback of £0 is offered to new customers. Get minimum withdrawal of £1. The current account has a debit card charges europe of 0 percent. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable). The current account offers £1,250 interest free overdraft year 2. 3 days cheque clearance time is available with Student Current Account. Direct debit cost of £0 is offered to new customers. Customers get daily O/D charge of £0. Get a rate free overdraft year 3 of £1,500 from the current account. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
This current account gives a debit card charge europe of 0 percent. Get £0 BACS pay fee. £0.75 coinage paid in per100 is offered with the current account. £1 minimum withdrawal is available. Have the benefit of standard overdraft rate of 12.73%. Overdraft letter charge of £0.00. Northern Bank gives expense for internet banking of £0. Unauthorised O/D rate of 22.13 percent is available with this current account. Northern Bank offers coinage paid in per100 of £0.72.