NatWest Black Account

Full product details for the NatWest Black Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 304 ratings
304 customers rated their NatWest current account as 3.9 out of 5 in our 2010/2011 Consumer Finance Awards.
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NatWest Black Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 14.89% EAR (variable).
Account Typepackaged 
Monthly Charge£24The monthly servicing charge is £24.00.
Minimum Monthly Credit£0There is no minimum monthly credit required.
Interest Free Overdraft Limit£500An interest free overdraft limit of £500 is available on any pre-arranged overdraft.
Standard Overdraft Rate14.89%The authorised overdraft EAR is 14.89%.
Headline Interest Rate0.5%The headline interest rate is 0.50% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment to open this account.
Internet Bankingyes 
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesFree 24 hour telephone banking available, available 365 days of the year. Telephone banking benefits - UK call centres - Fast service - touchtone service available - Free - there are no monthly charges; the customer only pays for the cost of the call - Personal accounts management - customers can access Natwest current account, savings and credit card information in one place - Flexible -customers can transfer between accounts with Natwest, pay regular bills, manage direct debits and much more.
Account PromotionsyesAdditional benefits available : inclusive worldwide multi-trip family travel insurance, European breakdown cover, discounts on home and car insurance, 10% discount on selected holidays and flights, UK and worldwide executive airport lounge access, relationship manager, concierge service, commission-free travel money, 25% cashback on tickets for selected shows and events, identity theft assistance, card protection, mobile phone insurance, home emergency insurance, discounted will writing, share dealing and tax return services, offsetting available.
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Great for info, very informative and very handy.
A. Stevenson

Compare NatWest Black Account With These Current Accounts

Bank of Ireland Clear Account - Level 2

  • 4 days cheque clearance time is available to customers.
  • £0 rewards payment is offered with the current account.
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  • An overdraft letter charge of £0.00 is available from Bank of Ireland.
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The Co-operative Bank Current Account

  • Monthly charge of £0 is available with this current account.
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  • Debit card charges worldwide of 0 percent is offered.
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  • Get a money back of £0 from this current account.
  • Rewards payment of £0 is available to you.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).

Lloyds TSB Vantage Classic Account with Control

  • 4 days cheque clearance time.
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  • The Lloyds TSB current account has a £10 overdraft buffer limit.
  • New customers get same day cash deposit clearance time from Lloyds TSB.
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HSBC Student Bank Account

  • 0 percent debit card expense worldwide is available to new customers.
  • £0 direct debit set up charge is available.
  • Have the benefit of a standing order set up expense of £0.
  • New customers get individual travel insurance people covered from the current account.
  • Cost for copy of cheque of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

RBS Graduate Royalties Account

  • This current account offers a 3 introductory free overdraft period on switching.
  • Monthly charge of £0 is available.
  • The current account offers a minimum extra deposit of £0.
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  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Halifax Current Account < £1,000 per month

  • ATM withdrawal payment UK of 0% is available with this current account.
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  • 0 percent unauthorised overdraft rate.
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  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Santander Student Current Account

  • Get £1,250 interest rate free overdraft year 2.
  • New customers get £1,800 interest free overdraft year 4 from this current account.
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  • This current account gives a same day cash deposit clearance time.
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  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

HSBC Business Current Account (Small BusTariff)

  • New customers get £1 minimum withdrawal from the current account.
  • Take advantage of a minimum annual turnover of £0 from this Business Current Account (Small BusTariff).
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  • £1.50 coinage out per100 is offered.