Full product details for the NatWest Advantage Gold current account. Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee. Compare with other current accounts.
from 304 ratings
304 customers rated their NatWest current account as 3.9 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable).
Account Type
packaged
Monthly Charge
£12.95
A service charge of £12.95 per month.
Minimum Monthly Credit
£0
No minimum month credit is required.
Interest Free Overdraft Limit
£100
No interest-free overdraft is automatically offered. If the customer has an arranged overdraft, an interest-free overdraft of £100 is applicable.
Standard Overdraft Rate
19.49%
The annual rate charged for authorised overdrafts is 19.49%
Headline Interest Rate
0%
Not applicable.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account, however interest is earned from £0.
Internet Banking
yes
NatWest's OnLine Banking allows the customer to keep a close eye on their balances on all NatWest accounts including credit cards. View the most up to date information with real time balances, payments and transfers. Can also pay bills and transfer money at the touch of a button, schedule payments or transfer in advance, and much more. The customer can have up to 50 accounts: view up to their last 6 months' entries for their bank accounts and the last 100 days entries for the card accounts.
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
NatWest offers telephone banking, 24 hours a day, 7 days a week.
Account Promotions
yes
Annual 5-star travel insurance Mobile Phone Insurance Identity Theft Insurance £15,000 accidental death benefit Discount off car insurance Discount off home insurance Extended warranty Commission-free travel money Travel service Discounts on worldwide hotels 10% off home electrical goods 20% off CDs and DVDs 20% off attractions
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
No minimum month credit is required.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
No minimum income required for his account.
Minimum Investment
£0
There is no minimum investment required to open this account, however interest is earned from £0.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
No area restrictions.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
It's a very very helpful site.
Poonam T
Easy to follow and use. Thank you. Always useful topics as well.
Derek C.
Very good information, keep up the good work!
Jrvaria
Very easy to understand and no jargon.
A Lesser
Easy to use site with excellent information on money saving ideas.
Duncan
This site got me a great deal on a london hotel stay for January 2012.
Wendy
money.co is great place to find deals and free stuff! Thank you so much for the time you take in finding bargains etc. Well done.
Love, love, love it. Just ordered myself a second pair of glasses for a very reasonable price thanks to this website!!!!
Kayleigh
Easy access to concise information.
P Fenwick
Your tips are really useful and interesting...also consumer-friendly, a rare element in this day and age.
Compare NatWest Advantage Gold With These Current Accounts
Additions Active gives an ATM withdrawal charge UK of 0%.
Overdraft letter charge of £0.00 is offered.
Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.