Lloyds TSB Vantage Silver Account
Full product details for the Lloyds TSB Vantage Silver Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Lloyds TSB Vantage Silver Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £9.95 | A monthly charge of £9.95 is payable. £3.00 for the first 2 months if the account is applied for or upgraded to online. |
| Minimum Monthly Credit | £1,000 | The minimum monthly credit for these rates is £1,000. Lower rates are applied if the monthly mandate is less than £1,000. |
| Interest Free Overdraft Limit | none | No interest free overdraft is available other than the automatic buffer limit. |
| Standard Overdraft Rate | 18.86% | The annual rate charged for authorised overdrafts is 18.86% EAR. |
| Headline Interest Rate | 3% | The headline interest rate is 3.00% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required to open this account. |
| Internet Banking | yes | Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | PhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, They can also access their Lloyds TSB credit cards. |
| Account Promotions | yes | European travel insurance for the customer and their partner. Mobile Phone Insurance (International Cover). An Advantage Saver account will offer the customer a higher return on their savings. Card Holder Protection AA Roadside Assistance. Instant Interest on Cheques. |
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Compare Lloyds TSB Vantage Silver Account With These Current Accounts
Bank of Ireland Clear Account - Level 1
- New customers get £0 minimum additional deposit from Bank of Ireland.
- Customers can get transaction charge of £0.
- Ul account transfer overdraft limit is offered with Clear Account - Level 1.
- This current account offers 3 months account transfer O/D period.
Cater Allen Sterling Bank Account
- Cater Allen offers money back of £0.
- A £0.00 O/D letter charge is available.
- 4 days cheque clearance time is available.
- Reward payment of £0 is available to new customers.
Yorkshire Bank Current Account Plus
- Customers have the benefit of £0.00 O/D letter charge from the current account.
- The current account gives a £350 max ATM withdrawal.
- New customers get purchase charge of £0.
- Overdraft buffer limit of £25 is offered with the current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.85% EAR (variable).
Barclays Student Additions
- You benefit from varies interest rate free overdraft limit.
- Customers get 5 initial free overdraft period on switching from Barclays.
- Direct debit payment of £0.
- Benefit from a payment for copy of cheque of £0 from this Student Additions.
- A £0 moneyback is offered.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
First Trust Basic Bank Account
- Basic Bank Account offers a minimum withdrawal of £1.
- Take advantage of £0 direct debit fee from First Trust.
- Get available funds only withdrawal restrictions from First Trust.
- Customers benefit from 0 percent ATM withdrawal cost UK from the current account.
Northern Bank Northern Personal Access
- New customers benefit from direct debit set up payment of £0.
- The Northern Bank current account has a £1 minimum withdrawal.
- £0 minimum additional deposit.
- Standing order charge of £0 is offered.
- New customers can benefit from ATM withdrawal charge UK of 0%.
- £0 direct debit amendment cost.
NatWest Community Account (turnover less than £100,000)
- You will take advantage of £0 payment per100 notes deposited.
- Account fee of £0 is offered with the current account.
- A £0.00 overdraft letter charge is offered.
- A £0 minimum annual turnover is available.
- £1 minimum withdrawal is offered.
- Cheque withdrawal payment of £0 is offered with this current account.
