Lloyds TSB Vantage Premier Account
Full product details for the Lloyds TSB Vantage Premier Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Lloyds TSB Vantage Premier Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 12.43% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £25 | A monthly charge of £25.00 is payable. Apply or upgrade online £15 per month for first 3 months. |
| Minimum Monthly Credit | £1,000 | The minimum monthly credit for these rates is £1,000. Lower rates are applied if the monthly mandate is less than £1,000. |
| Interest Free Overdraft Limit | £500 | An interest free overdraft of £500 is available (subject to application and approval). |
| Standard Overdraft Rate | 12.43% | The annual rate charged for authorised overdrafts is: 12.43%.EAR |
| Headline Interest Rate | 3% | The headline interest rate is 3.00% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required to open this account. |
| Internet Banking | yes | Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | PhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, They can also access their Lloyds TSB credit cards. |
| Account Promotions | yes | |
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Compare Lloyds TSB Vantage Premier Account With These Current Accounts
Barclays Bank Account
- Customers get £300 max ATM withdrawal from this Bank Account.
- Barclays gives moneyback of £0.
- A £0.00 overdraft letter charge is offered.
- Take advantage of £0 payment for copy of cheque.
- This current account gives authorised O/D charges of £0.
- 19.3% standard overdraft rate is offered with Bank Account.
- Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application.
Barclays Young Person's Account
- £300 maximum ATM withdrawal is offered.
- Customers get £0 minimum extra deposit from Barclays.
- Take advantage of a charge for copy of cheque of £0 from the current account.
- Minimum withdrawal of £1 is available.
The Co-operative Bank Privilege Premier
- You get £300 interest rate free overdraft limit.
- Get 0% debit card payment worldwide.
- Get £1 minimum withdrawal from The Co-operative Bank.
- Customers take advantage of £0.00 O/D letter charge from this Privilege Premier.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Lloyds TSB Gold Account
- Customers have the benefit of £0.00 O/D letter charge from the Gold Account.
- The current account has a purchase charge of £0.
- The current account has a £1 minimum withdrawal.
- Get authorised overdraft charges of £5 per month.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).
Lloyds TSB Private Banking Mayfair Current Account
- 9.9 percent unauthorised O/D rate is offered.
- Mayfair Current Account gives a debit card expense europe of 0 percent.
- New customers enjoy 4 days cheque clearance time from this current account.
- The current account offers a worldwide incl USA travel insurance area.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).
Northern Bank Northern Current Account
- £0.72 coinage paid in per100.
- £1 minimum withdrawal is available with this current account.
- Get an unauthorised overdraft rate of 22.13% from this Northern Current Account.
- Have the benefit of an overdraft letter charge of £0.00.
Halifax Reward Current Account < £1,000 per month
- Take advantage of a monthly charge of £0 from the current account.
- You can enjoy unauthorised O/D rate of 0%.
- O/D buffer limit of £10 is available to you.
- £2,500 account transfer overdraft limit.
- Get 90 days account transfer O/D period.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
