Lloyds TSB Vantage Platinum Account

Full product details for the Lloyds TSB Vantage Platinum Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Lloyds TSB Vantage Platinum Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 14.28% EAR (variable).
Account Typepackaged 
Monthly Charge£17A monthly charge of £17.00 is payable. Apply or upgrade online £12.95 per month for first 2 months.
Minimum Monthly Credit£1,000The minimum monthly credit for these rates is £1,000. Lower rates are applied if the monthly mandate is less than £1,000.
Interest Free Overdraft Limit£250Interest fee overdraft limit of £250 available (subject to application and approval).
Standard Overdraft Rate14.28%The annual rate charged for authorised overdrafts is 14.28% EAR.
Headline Interest Rate3%The headline interest rate is 3.00% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required to open this account.
Internet BankingyesLloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch BankingyesThis account can be operated through a branch.
Telephone Bankingyes 
Account Promotionsyes 
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Lloyds TSB Gold Account

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  • £0.00 overdraft letter charge is offered with Gold Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).

Smile Smilemore (Traveller)

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RBS Graduate Royalties Account

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  • The RBS Graduate Royalties Account has an unauthorised overdraft rate of 0%.
  • 3 yrs max account term is available.
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  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).