Full product details for the Lloyds TSB Vantage Platinum Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 404 ratings
404 customers rated their Lloyds TSB current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 14.28% EAR (variable).
Account Type
packaged
Monthly Charge
£17
A monthly charge of £17.00 is payable. Apply or upgrade online £12.95 per month for first 2 months.
Minimum Monthly Credit
£1,000
The minimum monthly credit for these rates is £1,000. Lower rates are applied if the monthly mandate is less than £1,000.
Interest Free Overdraft Limit
£250
Interest fee overdraft limit of £250 available (subject to application and approval).
Standard Overdraft Rate
14.28%
The annual rate charged for authorised overdrafts is 14.28% EAR.
Headline Interest Rate
3%
The headline interest rate is 3.00% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account.
Internet Banking
yes
Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Account Promotions
yes
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£1,000
The minimum monthly credit for these rates is £1,000. Lower rates are applied if the monthly mandate is less than £1,000.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
No minimum income is required for this account.
Minimum Investment
£0
There is no minimum investment required to open this account.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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