Lloyds TSB Vantage Gold Account
Full product details for the Lloyds TSB Vantage Gold Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Lloyds TSB Vantage Gold Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £12.95 | A monthly charge of £12.95 is payable. £9.95 for the first 2 months if the acount is applied for or upgraded to online. |
| Minimum Monthly Credit | £1,000 | The minimum monthly credit for these rates is £1000.00. Lower rates are applied if the monthly mandate is less than £1,000. |
| Interest Free Overdraft Limit | £100 | There is an interest free overdraft of £100 (subject to application and approval.) |
| Standard Overdraft Rate | 17.32% | The rate charged for authorised overdrafts is 17.32% EAR. |
| Headline Interest Rate | 3% | The headline interest rate is 3.00% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required to open this account. |
| Internet Banking | yes | Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | PhoneBank is Lloyds TSB's person-to-person telephone banking service for Gold Service account holders. It is available 24 hours a day, 365 days a year. The customer can use PhoneBank to pay bills, check balances, transfer money between accounts and also can arrange loans, overdrafts and set up or amend standing orders. |
| Account Promotions | yes | |
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Compare Lloyds TSB Vantage Gold Account With These Current Accounts
Barclays Bank Account
- You have the benefit of monthly charge of £0.
- Money back of £0 is offered.
- £0 payment for copy of cheque is offered with the current account.
- Take advantage of an O/D letter charge of £0.00 from the Bank Account.
- Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application.
Lloyds TSB Gold Account
- The current account has a 0 percent ATM withdrawal cost UK.
- £0 purchase charge is available.
- A £100 interest rate free overdraft limit is available.
- New customers get £0 money back from the current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).
Ulster Bank Current Account
- Overdraft letter charge of £0.00.
- Cash back of £0 is available with Current Account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.7% EAR (variable).
Lloyds TSB Vantage Platinum Account
- You will get rate free overdraft limit of £250.
- This current account offers a £0.00 overdraft letter charge.
- Get maximum high interest balance of £5,000.
- Get a standard overdraft rate of 14.28 percent.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.28% EAR (variable).
HSBC Bank Account
- This current account offers a £1 minimum withdrawal.
- ATM withdrawal fee UK of 0% is available with this current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.9% EAR (variable).
Smile Smilemore (Safeguard)
- An introductory interest rate of 0.12% is offered by Smile.
- New customers can get £1 minimum withdrawal.
- Purchase charge of £0 is offered with Smilemore (Safeguard).
- Interest rate free overdraft limit of £260 is available with the current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
