Full product details for the Lloyds TSB Vantage Classic Account with Control current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 404 ratings
404 customers rated their Lloyds TSB current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Account Type
packaged
Monthly Charge
£10
There is a monthly service charge of £10.00 payable.
Minimum Monthly Credit
£1,000
The minimum monthly credit for these rates is £1,000. Lower rates are applied if the monthly mandate is less than £1,000.
Interest Free Overdraft Limit
none
There is no interest free overdraft limit.
Standard Overdraft Rate
19.28%
The annual rate charged for authorised overdrafts is 19.28% EAR.
Headline Interest Rate
3%
The headline interest rate is 3.00% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account.
Internet Banking
yes
Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
PhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, They can also access their Lloyds TSB credit cards.
Account Promotions
yes
Instant Interest on Cheques - Customers will receive immediate interest value on cheques paid in up to a maximum of £1,000 per day. Control Package. Commission free travel money.
Application Criteria
Joint Account
yes
Joint applications are accepted.
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£1,000
The minimum monthly credit for these rates is £1,000. Lower rates are applied if the monthly mandate is less than £1,000.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
No minimum income is required for this account.
Minimum Investment
£0
There is no minimum investment required to open this account.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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Excellent - just what i needed before Christmas and I'm sure will go on to find invaluable the rest of the year too x
Kara
Good info for the beginner
Sunaina M
Fantastic site, very informative.
Amanda
Always something interesting.
Carla
An absolutely fabulous website, especially now I am retired! Well done all of you clever people!
J Winters
Clear, concise and easy to follow!
Vera
Good advice!
Jack S
So easy to use and find things quickly. It's definitely my first port of call when buying things!! Well done!
P Wilson
Very informative.
Brian
Always interesting and very helpful.
Gill
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