Lloyds TSB Vantage Classic Account
Full product details for the Lloyds TSB Vantage Classic Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Lloyds TSB Vantage Classic Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable). | |
| Account Type | overdraft | |
| Monthly Charge | £0 | No monthly service charge is payable. |
| Minimum Monthly Credit | £1,000 | The minimum monthly credit for these rates is £1,000. Lower rates are applied if the monthly mandate is less than £1,000. |
| Interest Free Overdraft Limit | none | There is no interest free overdraft limit. |
| Standard Overdraft Rate | 19.28% | The annual rate charged for authorised overdrafts is 19.28% EAR. |
| Headline Interest Rate | 3% | The headline interest rate is 3.00% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required to open this account. |
| Internet Banking | yes | Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | PhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, They can also access their Lloyds TSB credit cards. |
| Account Promotions | yes | Instant Interest on Cheques - Customers will receive immediate interest value on cheques paid in up to a maximum of £1,000 per day. Commission free foreign currency and travellers' cheques. |
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Compare Lloyds TSB Vantage Classic Account With These Current Accounts
Bank of Ireland Clear Account - Level 3
- Debit card fee europe of 0% is available with this current account.
- The Clear Account - Level 3 current account has a same day cash deposit clearance time.
- Representative Example: if you use an overdraft limit of £1,200 the interest rate charged will be 14.5% EAR (variable).
First Trust Packaged Account
- The Packaged Account current account has 2 working days cheque deposit clearance time.
- Packaged Account gives a cheque clearance time of 4 days.
- This current account offers a £1 minimum withdrawal.
- New customers get £13.00 O/D letter charge from the current account.
Ulster Bank Private Current Account
- You get £1 minimum withdrawal from Ulster Bank.
- Get same day BACS deposit clearance time from Ulster Bank.
- 3 working days cheque deposit clearance time is offered.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.8% EAR (variable).
Northern Bank Northern Discovery (11-17 yrs)
- Customers get same day BACS deposit clearance time.
- New customers get 2 employment days cheque deposit clearance time from this current account.
Barclays Higher Education Account
- Customers get ATM withdrawal charges UK of 0 percent.
- Direct debit amendment charges of £0 is offered with Higher Education Account.
- Have the benefit of an interest rate free overdraft limit varies.
- Higher Education Account gives a standing order set up expense of £0.
- £0 minimum additional deposit is offered.
- Daily overdraft charge of £0 is available with Higher Education Account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
HSBC Student Bank Account
- Same day cash deposit clearance time is available to customers.
- Get a cost for copy of cheque of £0.
- Same day rate paid on withdrawals.
- Minimum additional deposit of £0 is offered.
- Get £0 cashback.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
