Lloyds TSB Student Account

Full product details for the Lloyds TSB Student Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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404 customers rated their Lloyds TSB current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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Lloyds TSB Student Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Account Typestudent 
Monthly Charge£0There is no monthly charge.
Minimum Monthly Credit£0No minimum monthly credit required.
Interest Free Overdraft LimitvariesThe interest free overdraft available with this account is:Year 1 -£1500 Year 2 -£1500 Year 3 -£1500 Year 4 -£2000
Standard Overdraft Rate0%Authorised overdraft rate is 0% (8.2% EAR for overdraft amounts in excess of the interest free limits). Interest is only charged on the amount above the interest free limit.
Daily Overdraft Charge£0There is no daily authorised overdraft charge.
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£1The minimum investment is £1.
Internet BankingyesFree internet banking is available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking service is available.
Account PromotionsyesFree YHA membership for a year 40 free eMusic downloads Specialist advice service. Lloyds TSB student credit card available, subject to status. Round up savings facility is available with this account- Save the Change. Instant Interest on Cheques - Customers will receive immediate interest value on cheques paid in up to a maximum of £1000 per day. Commission free foreign currency and travellers cheques.
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Compare Lloyds TSB Student Account With These Current Accounts

Smile Smilemore (Gadget)

  • Customers will get £0.00 O/D letter charge.
  • Customers will have the benefit of unlimited max high interest balance.
  • 2 employment days cheque deposit clearance time is offered to customers.
  • New customers get same day interest paid on withdrawals.
  • The Smile Smilemore (Gadget) current account has an international incl USA travel cover area.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Ulster Bank Current Account Plus

  • New customers can get same day interest paid on withdrawals.
  • Have the benefit of an ATM withdrawal payment UK of 0%.
  • Std overdraft rate of 14.8% is offered to you.
  • The Current Account Plus has 3 employment days cheque deposit clearance time.
  • Max ATM withdrawal of £300 is offered.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.8% EAR (variable).

Clydesdale Bank Signature Current Account

  • Clydesdale Bank gives transaction charge worldwide of 0%.
  • This current account gives a single car recovery cover.
  • Get £0 rewards payment from Clydesdale Bank.
  • Get £1 minimum withdrawal from Clydesdale Bank.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.5% EAR (variable).

Lloyds TSB Private Banking Private Banking Premier Plus Current Account

  • A rate free overdraft limit of £500 is offered by Lloyds TSB Private Banking.
  • Customers enjoy 0 percent ATM withdrawal payment UK.
  • Get a minimum extra deposit of £1 from this current account.
  • New customers get same day BACS deposit clearance time from this current account.
  • Customers get same day cheque deposit clearance time from this current account.
  • Customers have the benefit of £0 cost for copy of cheque.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).

Clydesdale Bank Student Account

  • £0 charge for copy of cheque is offered with the current account.
  • Direct debit set up charges of £0 is available to customers.
  • You get £0 purchase charge from this Student Account.
  • New customers can get £0 reward payment.
  • Get transaction charge worldwide of 0 percent.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 7.49% EAR (variable).

RBS Student Royalties Account

  • Standing order cost of £0 is offered with Student Royalties Account.
  • Get an interest rate free overdraft year 4 of £1,750.
  • Purchase charge of £0 is available with this current account.
  • This current account has a direct debit set up fee of £0.
  • £0 monthly overdraft charge is available.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Santander Premium Current Account

  • You will get 2 working days cheque deposit clearance time.
  • Maximum ATM withdrawal of £300 is available to customers.
  • Customers get £1,200 mobile telephone insurance limit from Santander.
  • You get monitoring, alert & report ID theft alerting from Santander.
  • £0.00 O/D letter charge.
  • Representative Example: 0% EAR (variable) on first £500, 12.9% EAR (variable) thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ

Bank of Scotland Vantage Classic Account with Control

  • The current account gives a same day cash deposit clearance time.
  • £0.00 O/D letter charge is available.
  • Benefit from 3 percent headline interest rate from Bank of Scotland.
  • You get £1 minimum withdrawal.
  • This current account gives a reward payment of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).