Lloyds TSB Silver Account
Full product details for the Lloyds TSB Silver Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Lloyds TSB Silver Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £9.95 | A monthly charge of £9.95 is payable. £3.00 for the first 2 months if the acount is applied for or upgraded to online. |
| Minimum Monthly Credit | £0 | No monthly minimum credit required. |
| Interest Free Overdraft Limit | none | No interest free overdraft is available other than the automatic buffer limit. |
| Standard Overdraft Rate | 18.86% | The annual rate charged for authorised overdrafts is 18.86% EAR. |
| Headline Interest Rate | 0% | The headline interest rate is 0% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £1 | The minimum investment is £1. |
| Internet Banking | yes | Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | PhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, They can also access their Lloyds TSB credit cards. |
| Account Promotions | yes | European travel insurance for the customer and their partner. Mobile Phone Insurance (International Cover). An Advantage Saver account will offer the customer a higher return on their savings. Card Holder Protection AA Roadside Assistance. Instant Interest on Cheques. Travel Money Card or Money Transfer card. |
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Compare Lloyds TSB Silver Account With These Current Accounts
Cater Allen Sterling Bank Account
- This current account has a £0 minimum extra deposit.
- Customers will get reward payment of £0.
- £0 mthly charge is available.
- You get 4 days cheque clearance time.
First Direct 1st Account (with firstdirectory)
- You get £0 minimum extra deposit from First Direct.
- £1 minimum withdrawal is available to you.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).
Ulster Bank U First Gold Account
- £1 minimum withdrawal is offered with U First Gold Account.
- Limitless maximum high interest balance is offered.
- Customers get same day BACS deposit clearance time.
- Take advantage of 3 days cheque clearance time.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.5% EAR (variable).
The Co-operative Bank Current Account Plus
- Get £0 rewards payment.
- Benefit from a debit card cost europe of 0 percent.
- You get £0 purchase charge from this Current Account Plus.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Barclays Additions Active
- Barclays gives average overdraft rate of 18.3 percent.
- Take advantage of £0.00 overdraft letter charge from Barclays.
- Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.
Barclays Graduate Additions
- The Barclays current account has a std overdraft rate of 0 percent.
- Direct debit amendment payment of £0.
- You get £0 mthly unauthorised overdraft charge from Barclays.
- £0 transaction charge is available.
- Customers take advantage of ATM withdrawal charges UK of 0 percent.
- This Graduate Additions current account has an automatic overdraft facility of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Halifax Student Current Account
- The Halifax Student Current Account has a bankers reference expense of £10.
- An overdraft buffer limit of £100 is available from Halifax.
- 1 employment day BACS deposit clearance time.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Halifax Easycash
- You enjoy £0 standing order cost.
- The Halifax Easycash has a £0 minimum additional deposit.
- Benefit from ATM withdrawal fee UK of 0 percent.
- This current account gives a £1 minimum withdrawal.
- Mthly charge of £0 is offered with the current account.
- This Easycash current account has a direct debit set up cost of £0.
