Full product details for the Lloyds TSB Premier Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 404 ratings
404 customers rated their Lloyds TSB current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 12.43% EAR (variable).
Account Type
packaged
Monthly Charge
£25
A monthly charge of £25.00 is payable. Apply or upgrade online £17 per month for first 2 months.
Minimum Monthly Credit
£0
There is no minimum monthly credit.
Interest Free Overdraft Limit
£500
An interest and fee free overdraft of £500 is available (subject to application and approval).
Standard Overdraft Rate
12.43%
The annual rate charged for authorised overdrafts is: 12.43%.EAR
Headline Interest Rate
0%
The headline interest rate is 0% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account.
Internet Banking
yes
Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
PhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, They can also access their Lloyds TSB credit cards.
Account Promotions
yes
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
No minimum income is required for this account.
Minimum Investment
£0
There is no minimum investment required to open this account.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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