Lloyds TSB Premier Account

Full product details for the Lloyds TSB Premier Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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404 customers rated their Lloyds TSB current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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Lloyds TSB Premier Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 12.43% EAR (variable).
Account Typepackaged 
Monthly Charge£25A monthly charge of £25.00 is payable. Apply or upgrade online £17 per month for first 2 months.
Minimum Monthly Credit£0There is no minimum monthly credit.
Interest Free Overdraft Limit£500An interest and fee free overdraft of £500 is available (subject to application and approval).
Standard Overdraft Rate12.43%The annual rate charged for authorised overdrafts is: 12.43%.EAR
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required to open this account.
Internet BankingyesLloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesPhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, They can also access their Lloyds TSB credit cards.
Account Promotionsyes 
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Compare Lloyds TSB Premier Account With These Current Accounts

Leeds Building Society Albion Cheque

  • Get £0 minimum extra deposit.
  • You get day before interest rate paid on withdrawals from the current account.
  • Get 26.53% unauthorised overdraft rate from Leeds Building Society.
  • Enjoy limitless maximum high interest balance.

Leeds Building Society Premier Current Account

  • This Premier Current Account has 2 employment days cheque deposit clearance time.
  • £1 minimum withdrawal is offered with Premier Current Account.
  • Get a purchase charge of £0.
  • Customers get 1.25 percent headline interest rate from the current account.
  • The current account has a cash back of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12% EAR (variable).

RBS Royalties Gold

  • 69 yrs travel insurance maximum age.
  • New customers will get 4 days cheque clearance time.
  • You enjoy £0.00 overdraft letter charge from the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).

Ulster Bank Current Account Plus

  • £0 moneyback is available with this current account.
  • Customers can get same day interest rate paid on withdrawals.
  • Ulster Bank gives transaction charge of £0.
  • Standard overdraft rate of 14.8 percent is available with Current Account Plus.
  • An unlimited max high interest balance is available.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.8% EAR (variable).

Lloyds TSB Vantage Gold Account

  • This current account gives a £1 minimum additional deposit.
  • Charges for copy of cheque of £0 is offered with the current account.
  • Same day cash deposit clearance time is available.
  • This current account gives a £0 purchase charge.
  • 4 days cheque clearance time.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).

Smile Smilemore (Safeguard)

  • Get monitoring, alert & report ID theft alerting.
  • A 0% debit card payment europe is offered.
  • Get a cashback of £0.
  • Smilemore (Safeguard) offers a standard overdraft rate of 0%.
  • Customers can get same day BACS deposit clearance time.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Lloyds TSB Classic Account with Control

  • Initial interest rate of 0%.
  • ATM withdrawal payment UK of 0%.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).

First Trust Graduate Bank Account

  • Daily unauthorised overdraft charge of £0 is available with this current account.
  • Get £1,000 maximum interest free overdraft.
  • The current account offers a £0 mthly charge.
  • £0 stopped cheque cost is offered.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).