Lloyds TSB Platinum Account
Full product details for the Lloyds TSB Platinum Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Lloyds TSB Platinum Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 14.28% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £17 | A monthly charge of £17.00 is payable. Apply or upgrade online £12.95 per month for first 2 months. |
| Minimum Monthly Credit | £0 | There is no minimum monthly credit required. |
| Interest Free Overdraft Limit | £250 | Interest fee overdraft limit of £250 available (subject to application and approval). |
| Standard Overdraft Rate | 14.28% | The annual rate charged for authorised overdrafts is 14.28% EAR. |
| Headline Interest Rate | 0% | The headline interest rate is 0% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required to open this account. |
| Internet Banking | yes | Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | |
| Account Promotions | yes | |
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Compare Lloyds TSB Platinum Account With These Current Accounts
Citi Citigold Current Account
- Take advantage of 0 percent ATM withdrawal expense UK from Citi.
- The current account offers an automatic overdraft facility of £500.
- Customers get unlimited maximum high interest balance from this current account.
- New customers can get same day cheque deposit clearance time.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).
Clydesdale Bank Current Account Tracker
- Get £0 minimum extra deposit from Clydesdale Bank.
- Customers enjoy limitless max high interest balance.
- You can enjoy fee for copy of cheque of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.02% EAR (variable).
Lloyds TSB Silver Account
- A £1 minimum withdrawal is available.
- Get a moneyback of £0 from this Silver Account.
- You have the benefit of 4 days cheque clearance time from Lloyds TSB.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).
Ulster Bank U First Account
- Ulster Bank gives transaction charge of £0.
- New customers get 13.6% average overdraft rate from Ulster Bank.
- New customers will get unauthorised O/D rate of 23.14%.
- The current account offers a £0.00 overdraft letter charge.
- Same day cash deposit clearance time is offered with U First Account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.6% EAR (variable).
Lloyds TSB Private Banking Mayfair Current Account
- Get a std overdraft rate of 9.9%.
- You get 4 days cheque clearance time from Lloyds TSB Private Banking.
- £1 minimum withdrawal is available.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).
Bank of Ireland Basic Cash Account
- Transaction charge of £0 is available with this current account.
- Enjoy direct debit set up expense of £0.
- £0 mthly charge.
- Available funds only withdrawal restrictions is offered with the current account.
- Benefit from direct debit charges of £0.
- Enjoy direct debit amendment expense of £0.
