Lloyds TSB International Current Account

Full product details for the Lloyds TSB International Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.

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404 customers rated their Lloyds TSB current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.

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Lloyds TSB International Current Account Features & Benefits

Monthly Charge	£20	There is no monthly charge for accounts with a balance of at least £2,500 (or equivalent.)For accounts with a monthly balance of less than £2,500there is a charge of £20 per month.
Minimum Monthly Credit	£0	There is no minimum monthly credit.
Interest Free Overdraft Limit	£200	Up to £200 interest free overdraft limit on authorised accounts.
Standard Overdraft Rate	15.8%	The rate charged for authorised overdrafts is 15.8% EAR.
Headline Interest Rate	0%	The headline interest rate is 0% AER.
Reward Payment	£0	No reward payment is available.
Minimum Investment	£1,500	You must deposit £1,500 within 6 weeks of opening the account.
Internet Banking	yes	Lloyds offer free internet banking on current accounts.
Branch Banking	yes	This account can be operated through a branch.
Telephone Banking	yes	PhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, They can also access their Lloyds TSB credit cards.
Account Promotions	yes

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Compare Lloyds TSB International Current Account With These Current Accounts

Ulster Bank Current Account Plus

Max ATM withdrawal of £300 is available with Current Account Plus.
New customers get standard overdraft rate of 14.8%.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.8% EAR (variable).

Ulster Bank U First Gold Account

Limitless max high interest balance is offered with U First Gold Account.
3 days cheque clearance time is available.
Customers get same day BACS deposit clearance time from Ulster Bank.
21.7 percent unauthorised O/D rate is offered with this current account.
£1 minimum withdrawal is available with the current account.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.5% EAR (variable).

The Co-operative Bank Current Account Plus

Current Account Plus gives an unauthorised O/D rate of 15.9 percent.
Benefit from an O/D letter charge of £0.00.
Get debit card expense worldwide of 0%.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).

Lloyds TSB Vantage Silver Account

You can get same day cheque deposit clearance time.
This current account gives £2,000 mobile phone insurance limit.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).

Smile Smilemore (Safeguard)

You have the benefit of 0 percent debit card charge europe from Smile.
A 0% ATM withdrawal payment UK is offered.
A same day cash deposit clearance time is offered.
Minimum withdrawal of £1 is offered with Smilemore (Safeguard).
Get a debit card fee worldwide of 0% from this Smilemore (Safeguard).
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).

Lloyds TSB Classic Account with Control

Have the benefit of £0.00 O/D letter charge from Lloyds TSB.
£1 minimum withdrawal is available to customers.
A £300 max ATM withdrawal is available.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).

HSBC Graduate Bank Account

You can get daily O/D charge of £0.
New customers get maximum ATM withdrawal of £300.
Customers can get £0 daily unauthorised overdraft charge.
You get 3 days cheque clearance time.
Customers get £0 monthly unauthorised overdraft charge.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Application Criteria
Joint Account	yes	Joint applications are accepted.
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Existing Customer Only	no	All existing customers of Lloyds TSB International can apply for this account. If you're a new customer, you need a gross annual income of £50,000 or currency equivalent, or over £25,000 or currency equivalent to invest with Lloyds TSB International within 3 months of opening your account.
Minimum Monthly Credit	£0	There is no minimum monthly credit.
Minimum Age	18 years	The minimum age is 18 years.
Minimum Income	£0	No minimum income is required for existing customers. For new customers a gross annual income of £50,000 (or currency equivalent)or over £25,000 (or currency equivalent) to invest with Lloyds TSB International within 3 months of account opening.
Minimum Investment	£1,500	You must deposit £1,500 within 6 weeks of opening the account.
Student Bank Account	no	This is not a student bank account.
Graduate Bank Account	no	This is not a graduate bank account.