Lloyds TSB Graduate Bank Account Full product details for the Lloyds TSB Graduate Bank Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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404 customers rated their Lloyds TSB current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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Lloyds TSB Graduate Bank Account Features & Benefits
Representative Example If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Account Type graduate
Monthly Charge £0 There is no monthly charge.
Minimum Monthly Credit £500 The minimum monthly credit is £500
Interest Free Overdraft Limit varies The interest free overdraft available with this account is:Year 1 -£2000 Year 2 -£1500 Year 3 -£1000
Standard Overdraft Rate 0% Authorised overdraft rate is 0% for overdrafts up to the yearly interest free limits. Overdrafts above the yearly interest free limits or more - 16.8%
Daily Overdraft Charge £0 There is no daily authorised overdraft charge.
Headline Interest Rate 0% The headline interest rate is 0% AER.
Reward Payment £0 No reward payment payable.
Minimum Investment £0 The minimum investment is £0.
Internet Banking yes Internet banking is available.
Branch Banking yes This account can be operated through a branch.
Telephone Banking yes Telephone banking service is available.
Account Promotions yes Commission free foreign currency and travellers cheques. Mobile phone tops ups at ATMs.
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit £500 The minimum monthly credit is £500
Minimum Age 21 years The minimum age is 21 years.
Maximum Age Unlimited There is no maximum age limit.
Minimum Income £0 No minimum income is required for this account.
Minimum Investment £0 The minimum investment is £0.
Maximum Investment Unlimited The maximum investment is unlimited.
Student Bank Account no This is not a student bank account.
Graduate Bank Account yes This is a graduate bank account.
Area Restrictions none There are no area restrictions.
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Compare Lloyds TSB Graduate Bank Account With These Current Accounts Get an ATM withdrawal payment UK of 0 percent. Customers get £1 minimum withdrawal from this Clear Account - Level 1. A £0.00 overdraft letter charge is offered. Customers get £20 overdraft buffer limit from Bank of Ireland. A £0 ATM withdrawal expense europe is offered. £0 transaction charge is available. £0 mthly charge is offered to new customers. Customers get £5 per mth authorised overdraft charges from Cater Allen. Have the benefit of an O/D letter charge of £0.00.
Mthly charge of £0 is offered with the current account. Same day cheque deposit clearance time is available with Citigold Current Account. £0 money back. The current account gives a maximum ATM withdrawal of £750. Minimum withdrawal of £1. The current account offers an initial interest rate of 0.1 percent. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable). 1 employment day cash deposit clearance time is offered with the current account. Customers enjoy unlimited maximum high interest balance from Halifax. £0 moneyback is offered. Get a cheque clearance time of 4 days from this Cardcash (Youth). Introductory interest rate of 1.51 percent. Customers get £10 O/D buffer limit.
Customers get fee for copy of cheque of £0. Customers get £0 reward payment from Lloyds TSB Private Banking. You benefit from 0 percent ATM withdrawal charge UK from Lloyds TSB Private Banking. 0 percent debit card fee europe is offered to customers. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable). Direct debit set up fee of £0 is available with the current account. The current account offers an automatic overdraft facility of £500. Get a transaction charge of £0. The current account offers a monthly overdraft charge of £0. £0 reward payment is available. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
£0 direct debit amendment charges is available. Minimum extra deposit of £0. A £1 minimum withdrawal is available. Bank of Ireland offers unpaid direct debit charges of £0. New customers enjoy 0% ATM withdrawal payment UK from the current account. You get available funds only withdrawal restrictions from Bank of Ireland. 0.05 percent promotional interest rate is available with Business Cheque Account. Get a charge for internet banking of £0. Minimum yearly turnover of £0 is offered with this current account. £0.00 cheque deposit cost is available. £0 account fee is available with the current account. You get 4 days cheque clearance time.