Lloyds TSB Graduate Bank Account

Full product details for the Lloyds TSB Graduate Bank Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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404 customers rated their Lloyds TSB current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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Lloyds TSB Graduate Bank Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Account Typegraduate 
Monthly Charge£0There is no monthly charge.
Minimum Monthly Credit£500The minimum monthly credit is £500
Interest Free Overdraft LimitvariesThe interest free overdraft available with this account is:Year 1 -£2000 Year 2 -£1500 Year 3 -£1000
Standard Overdraft Rate0%Authorised overdraft rate is 0% for overdrafts up to the yearly interest free limits. Overdrafts above the yearly interest free limits or more - 16.8%
Daily Overdraft Charge£0There is no daily authorised overdraft charge.
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0The minimum investment is £0.
Internet BankingyesInternet banking is available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking service is available.
Account PromotionsyesCommission free foreign currency and travellers cheques. Mobile phone tops ups at ATMs.
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Bank of Ireland Clear Account - Level 1

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Cater Allen Sterling Bank Account

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Citi Citigold Current Account

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  • £0 money back.
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  • The current account offers an initial interest rate of 0.1 percent.
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Halifax Cardcash (Youth)

  • 1 employment day cash deposit clearance time is offered with the current account.
  • Customers enjoy unlimited maximum high interest balance from Halifax.
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Lloyds TSB Private Banking Mayfair Current Account

  • Customers get fee for copy of cheque of £0.
  • Customers get £0 reward payment from Lloyds TSB Private Banking.
  • You benefit from 0 percent ATM withdrawal charge UK from Lloyds TSB Private Banking.
  • 0 percent debit card fee europe is offered to customers.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).

Halifax Student Current Account

  • Direct debit set up fee of £0 is available with the current account.
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Bank of Ireland Basic Cash Account

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  • Minimum extra deposit of £0.
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  • You get available funds only withdrawal restrictions from Bank of Ireland.

Investec Bank Business Cheque Account

  • 0.05 percent promotional interest rate is available with Business Cheque Account.
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