Full product details for the Lloyds TSB Gold Service Plus Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
A monthly charge of £12.95 is payable. £9.95 for the first 2 months if the acount is applied for or upgraded to online.
Minimum Monthly Credit
£1,000
The minimum monthly credit for these rates is £1000.00. Lower rates are applied if the monthly mandate is less than £1,000.
Interest Free Overdraft Limit
£100
There is an interest free overdraft of £100 (subject to application and approval).
Standard Overdraft Rate
16.77%
The annual rate charged for authorised overdrafts is 16.77% EAR.
Headline Interest Rate
1.5%
The headline interest rate is 1.50% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account.
Internet Banking
yes
Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
PhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, They can also access their Lloyds TSB credit cards.
Account Promotions
yes
AA Roadside Assistance. An Advantage Saver account will offer the customer a higher return on their savings. Worldwide travel insurance, for the customer and their partner. Commission free foreign currency and traveller's cheques. Sentinel Card Services Protection available. Mobile phone insurance (home & abroad). Save What Matters service available - stores and retrieves data from mobile phones including music, video, and contacts. Customers will receive immediate interest value on cheques paid in up to a maximum of £1000 per day.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£1,000
The minimum monthly credit for these rates is £1000.00. Lower rates are applied if the monthly mandate is less than £1,000.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
No minimum income is required for this account.
Minimum Investment
£0
There is no minimum investment required to open this account.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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