Lloyds TSB Gold Account
Full product details for the Lloyds TSB Gold Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Lloyds TSB Gold Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £12.95 | A monthly charge of £12.95 is payable. £9.95 for the first 2 months if the acount is applied for or upgraded to online. |
| Minimum Monthly Credit | £0 | The minimum monthly credit for these rates is £0.00. |
| Interest Free Overdraft Limit | £100 | There is an interest free overdraft of £100 (subject to application and approval). |
| Standard Overdraft Rate | 17.32% | The rate charged for authorised overdrafts is 17.32% EAR. |
| Headline Interest Rate | 0% | The headline interest rate is 0% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required to open this account. |
| Internet Banking | yes | Lloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | PhoneBank is Lloyds TSB's person-to-person telephone banking service for Gold Service account holders. It is available 24 hours a day, 365 days a year. The customer can use PhoneBank to pay bills, check balances, transfer money between accounts and also can arrange loans, overdrafts and set up or amend standing orders. |
| Account Promotions | yes | AA Roadside Assistance. An Advantage Saver account will offer the customer a higher return on their savings. Worldwide travel insurance, for the customer and their partner. Commission free foreign currency and traveller's cheques. Sentinel Card Services Protection available. Mobile phone insurance (home & abroad). Save What Matters service available - stores and retrieves mobile phone numbers. Offset facility available - can offset against a C&G mortgage. |
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Compare Lloyds TSB Gold Account With These Current Accounts
Citi Citigold Current Account
- Get £1 minimum withdrawal.
- Get same day cash deposit clearance time from Citi.
- £0 mthly charge is available with this current account.
- Debit card charges europe of 0 percent is offered to customers.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).
Ulster Bank U First Account
- The Ulster Bank current account has a same day cash deposit clearance time.
- This current account has a same day BACS deposit clearance time.
- £0 O/D buffer limit is offered with the current account.
- 3 working days cheque deposit clearance time is available.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.6% EAR (variable).
Yorkshire Bank Signature Current Account
- Get moneyback of £0.
- Yorkshire Bank gives O/D letter charge of £0.00.
- New customers can get £0 minimum additional deposit.
- The current account offers a £25 overdraft buffer limit.
- This current account has an ATM withdrawal expense UK of 0%.
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Barclays Higher Education Account
- Higher Education Account offers an overdraft letter charge of £0.00.
- Get an automatic O/D facility of £0.
- Take advantage of £0 direct debit charge.
- £0 standing order cost is offered to you.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Lloyds TSB Under 19s Account
- The Lloyds TSB current account has a max ATM withdrawal of £300.
- You can get same day cash deposit clearance time.
- Same day interest rate paid on withdrawals is offered to new customers.
- Get same day cheque deposit clearance time.
NatWest Community Account (Auto Free Tariff)
- Get £0.96 coinage out per100.
- Get a monthly overdraft charge of £0 from the current account.
- A £0 charge for internet banking is available.
- New customers get unlimited maximum ATM withdrawal from this current account.
Cater Allen Prestige Bank Account
- You get 2 employment days cheque deposit clearance time from this Prestige Bank Account.
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- 4 days cheque clearance time is offered.
- Reward payment of £0 is available.
- Get £0 ATM withdrawal fee worldwide.
