Lloyds TSB Classic Plus Current Account

Full product details for the Lloyds TSB Classic Plus Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Lloyds TSB Classic Plus Current Account Features & Benefits

Account Typeoverdraft 
Monthly Charge£0No monthly service charge is payable.
Minimum Monthly Credit£1,000The minimum monthly credit for these rates is £1,000. Lower rates are applied if the monthly mandate is less than £1,000.
Interest Free Overdraft LimitnoneThere is no interest free overdraft limit.
Standard Overdraft Rate18.86%The annual rate charged for authorised overdrafts is 18.86% EAR.
Headline Interest Rate1.5%The headline interest rate is 1.50% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required to open this account.
Internet BankingyesLloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesPhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, They can also access their Lloyds TSB credit cards.
Account PromotionsyesInstant Interest on Cheques. Commission free foreign currency and travellers' cheques. Commission free foreign currency and travellers' cheques.
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Compare Lloyds TSB Classic Plus Current Account With These Current Accounts

The Co-operative Bank Current Account

  • This current account offers a purchase charge of £0.
  • A £0 cash back is available.
  • Rewards payment of £0 is available with the current account.
  • Std overdraft rate of 0 percent is available.
  • 0% debit card charge europe is available to new customers.
  • The current account gives an overdraft letter charge of £0.00.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Clydesdale Bank Signature Current Account

  • Customers get 4 days cheque clearance time from Clydesdale Bank.
  • Overdraft buffer limit of £25 is offered with Signature Current Account.
  • You get 0 percent transaction charge europe.
  • Customers get worldwide incl USA travel insurance area from Clydesdale Bank.
  • Clydesdale Bank offers rewards payment of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.5% EAR (variable).

Barclays Higher Education Account

  • New customers get £0 monthly unauthorised overdraft charge from the current account.
  • Charge for copy of cheque of £0 is available to customers.
  • Get a minimum extra deposit of £0 from this Higher Education Account.
  • Customers can get automatic O/D facility of £0.
  • This current account has a 2 intro free overdraft period on switching.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

The Co-operative Bank Cashminder

  • £0 direct debit amendment payment is available.
  • New customers enjoy £0 monthly charge.
  • Take advantage of direct debit set up charge of £0.
  • 0 percent ATM withdrawal payment UK is offered.
  • The current account offers a standing order payment of £0.
  • Direct debit payment of £0 is offered to you.

Allied Irish Bank Business Plus

  • Allied Irish Bank offers minimum yearly turnover of £0.
  • Overdraft letter charge of £7.50 is available.
  • Have the benefit of limitless max high interest balance.
  • 4 days cheque clearance time is available.

United National Bank Business Current Account

  • You will have the benefit of unauthorised O/D rate of 8.3%.
  • A £1 minimum withdrawal is offered.
  • Have the benefit of £0 charge for internet banking from United National Bank.
  • New customers take advantage of £0 minimum yearly turnover from United National Bank.
  • 4 days cheque clearance time is available with the current account.

The Co-operative Bank Business Directplus

  • Get 25.59 percent unauthorised overdraft rate.
  • 4 days cheque clearance time is available with Business Directplus.
  • Minimum withdrawal of £1 is offered with Business Directplus.
  • The Co-operative Bank current account has a promotional interest rate of 0.28 percent.
  • Have the benefit of £0.00 O/D letter charge from The Co-operative Bank.
  • Unlimited max high interest balance.

Norwich & Peterborough Building Society Gold Classic Account

  • New customers can benefit from ATM withdrawal expense UK of 0%.
  • New customers get minimum extra deposit of £0.
  • Cheque clearance time of 4 days is offered.
  • Get a purchase charge europe of 0 percent from this current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.9% EAR (variable).