Lloyds TSB Classic Account

Full product details for the Lloyds TSB Classic Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 404 ratings
404 customers rated their Lloyds TSB current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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Lloyds TSB Classic Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Account Typeoverdraft 
Monthly Charge£0No monthly service charge is payable.
Minimum Monthly Credit£0There is no minimum monthly credit.
Interest Free Overdraft LimitnoneThere is no interest free overdraft limit.
Standard Overdraft Rate19.28%The rate charged for authorised overdrafts is 19.28% EAR.
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required to open this account.
Internet BankingyesLloyds TSB offers a free Internet banking service available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesPhoneBank Express is Lloyds TSB's free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between Lloyds TSB accounts and pay bills, they can also access their Lloyds TSB credit cards.
Account PromotionsyesCommission free foreign currency and travellers' cheques.
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So easy to use and find things quickly. It's definitely my first port of call when buying things!! Well done!
P Wilson

Compare Lloyds TSB Classic Account With These Current Accounts

Barclays Young Person's Account

  • You take advantage of £0 charges for copy of cheque from Barclays.
  • £0 cashback is offered to new customers.
  • Young Person's Account offers an ATM withdrawal payment UK of 0 percent.
  • £1 minimum withdrawal is available.

First Direct 1st Account (with firstdirectory)

  • A duplicate statement charge of £0 is available from First Direct.
  • The First Direct current account has an ATM withdrawal cost UK of 0%.
  • New customers enjoy 15.9 percent unauthorised overdraft rate from this current account.
  • £0 transaction charge.
  • A travel insurance maximum age of 69 years is offered by First Direct.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).

First Trust Packaged Account

  • Debit card fee worldwide of 0% is offered.
  • New customers get money back of £0.
  • £1 minimum withdrawal is offered.
  • This current account gives a 0 percent debit card fee europe.
  • £0 special clearance fee is available to you.
  • ATM withdrawal expense UK of 0%.

First Trust Plus Current Account

  • Money back of £0 is offered.
  • This current account has same day interest rate paid on withdrawals.
  • 2 employment days cheque deposit clearance time is available with Plus Current Account.
  • Benefit from 0 percent ATM withdrawal expense UK.
  • £13.00 O/D letter charge is offered with Plus Current Account.

NatWest Advantage Gold

  • NatWest offers cashback of £0.
  • £0 transaction charge is offered with Advantage Gold.
  • £0 minimum additional deposit is available with Advantage Gold.
  • £0.00 O/D letter charge is offered.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable).

Northern Bank Northern Prestige

  • A £0 transaction charge is offered.
  • Debit card expense europe of 0% is available.
  • Max ATM withdrawal of £500 is offered with the current account.
  • You get £0 authorised overdraft charges from the current account.

Ulster Bank U First Private Account

  • 3 working days cheque deposit clearance time is available.
  • You get same day interest rate paid on withdrawals from Ulster Bank.
  • £0 purchase charge is offered with this current account.
  • A 21.7% unauthorised overdraft rate is offered.
  • International incl USA travel insurance area.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.5% EAR (variable).

ICICI Bank HomeVantage Current Account

  • Get an ATM withdrawal charges worldwide of £0 from this current account.
  • You take advantage of £0 ATM withdrawal charge europe from this current account.
  • 4 days cheque clearance time.
  • The current account has a £0 cost for copy of cheque.
  • You enjoy ATM withdrawal fee UK of 0 percent.
  • Get £0 rewards payment from ICICI Bank.
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