Lloyds TSB Business Account for Switchers

Moving your account to Lloyds TSB is much easier than you would expect. Complete the application in less than 10 minutes.

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www.lloydstsb.co.uk

Lloyds TSB Business Account for Switchers Features & Benefits

Account Details
Account Type	business	business
Card Type	Visa Debit	A Visa Debit card is issued.
Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Existing Customer Only	no	No
Student Bank Account	no	This is not a student bank account.
Graduate Bank Account	no	This is not a graduate bank account.
Facilities
Internet Banking	yes	Internet banking is available.
Branch Banking	yes	Branch banking is available.
Telephone Banking	yes	Telephone banking is available.
Mobile Banking	yes	Mobile banking is available.
Package Current Account	no	no
Debit Card	yes	A debit card is issued.
Maximum ATM Withdrawal	£700	The daily maximum ATM withdrawal limit is £700.00
Cheque Book	yes	A cheque book is issued at account opening.
BACS Payments	yes	BACS's payments are available.
Additional Information	none	None.
Rates
Headline Interest Rate	0%	The headline interest rate is 0.00%
Overdraft
Overdraft Facility	yes	Overdrafts are available and will be agreed subject to status.
Interest Free Overdraft Limit	none	There is no interest free overdraft limit.
Overdraft Buffer Limit	£0	An overdraft buffer limit is not available.
Standard Overdraft Rate	variable	Overdrafts are available and are subject to status.
Monthly Overdraft Charge	Unlimited	Overdrafts are available and are subject to status.
Daily Overdraft Charge	Unlimited	Overdrafts are available and are subject to status.
Overdraft Arrangement Fee	yes	An overdraft arrangement/renewal fee is not payable in the first six months, thereafter fee is negotiable.
Unauthorised Overdraft Rate	Unlimited	Overdrafts are available and are subject to status.
Fee & Charges
Account Fee	£5	An account fee of £5.00 is applied per month, fee not applied for first 6 months.
Account Fee Charge Period	monthly	The account fee is charged monthly
Free Banking	yes	Free banking is available for the first 6 months.
Transaction Charge Europe	2.75%	A foreign exchange fee of 2.75% is charged for transactions abroad.
Debit Card Charge Europe	0%	There is no debit card charge for using the card abroad other than the foreign exchange fee.
ATM Withdrawal Charge Europe	£1.50	A fee of 1.50% of the transaction amount (minimum £1.50) plus 2.75% foreign exchange fee, will apply with withdrawing cash.
Unauthorised Transaction Fee	£35.00	A fee of £35.00 is charged per debit transaction made whilst over the agreed overdraft limit.
Cheque Deposit Charge	£0.28	A fee of £0.28 is applied per cheque deposited.
Incentives
Credit Card	no	This incentive is not offered with this account.
Commission Free Forex	no	This incentive is not offered with this account.
Mobile Phone Insurance	no	This incentive is not offered with this account.
Business Accounts
Available to Ltd Companies	yes	This account is available to Limited Companies.
Available to Partnerships	yes	This account is available to Partnerships.
Available to Sole Traders	yes	This account is available to Sole Traders.
Available to Charities	no	This account is not available to Charities.
Minimum Annual Turnover £	£0	No minimum annual turnover is required
Maximum Annual Turnover	£15,000,000	There is no maximum annual turnover is £15000000.00.
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	Interest Free Overdrafts		Business
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