Lloyds Bank Student Account

Full product details for the Lloyds Bank Student Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 701 ratings
701 customers rated their Lloyds Bank current account as 3.8 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
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251 current accounts...

Lloyds Bank Student Account Features & Benefits

Representative ExampleIf you use an overdraft limit of 1,200 the interest rate charged will be 0% EAR (variable).
Account Typestudent 
Monthly Charge00.00
Minimum Monthly Credit00
Interest Free Overdraft LimitvariesThe interest free overdraft available with this account is:Year 1 -1500 Year 2 -1500 Year 3 -1500 Year 4 -2000
Standard Overdraft Rate0%Authorised overdraft rate is 0% (8.2% EAR for overdraft amounts in excess of the interest free limits). Interest is only charged on the amount above the interest free limit.
Daily Overdraft Charge00
Headline Interest Rate0%0.
Reward Payment0No reward payment payable.
Minimum Investment11
Internet Bankingyes 
Branch Bankingyes 
Telephone Bankingyes 
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Reviews related to Lloyds Bank Current Accounts

Lloyds Bank Current Accounts
Great online services, excellent security
Recommended by gshegog

Very pleased with this account. Excellent online services that integrate well with my Lloyds TSB Savings account. Faster payments make life so much easier. I pay £10 per month for the Silver Account which includes mobile phone insurance etc. Very rarely deal with customer service via telephone but they have always been helpful when needed. Really easy to analyse spending online. Security is excellent and have frequent automated phone calls checking if my payments are valid. Very impressed.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Lloyds Bank Current Accounts
Free family holiday & mobile phone insurance and car breakdown cover
Charged if you go under 4000 held in the account
Recommended by Gwyny

Free family holiday insurance, mobile phone insurance and car breakdown cover with this product. Highly recommended.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Lloyds Bank Current Accounts
Annual travel Insurance for up to 8o yr olds
Recommended by strutts60

Have had account with Lloyds since England last won the World Cup in 1966. Over years been upgraded to Gold Account status which remains fee free as long as as keep £2000 credit. Given current interest rates the cost is minimal. Have had to claim on the packaged insurance a couple of times including for problems caused by Icelandic Volcano and claims dealt with satisfactorily. Easy to manage online and only need to visit a branch to pay in occaision all cheque.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Excellent