Halifax Ultimate Reward Current Account < £1,000 per month
Full product details for the Halifax Ultimate Reward Current Account < £1,000 per month, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 277 ratings
277 customers rated their Halifax current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Account Type
packaged
Monthly Charge
£15
There is a monthly fee of £15.00.
Minimum Monthly Credit
£0
There is no minimum monthly credit.
Interest Free Overdraft Limit
£300
The first £300 of any arranged overdraft is interest free. All overdrafts and overdraft limits are subject to status.
Standard Overdraft Rate
0%
The annual authorised overdraft rate is 0% EAR.
Headline Interest Rate
0%
Not applicable - no credit interest paid on this account.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account.
Internet Banking
yes
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Telephone banking is available. The customer can: - Check their balance; - Get a mini statement; - Pay bills; - Transfer money to other Halifax accounts; - Transfer money to other organisations; - Set up or change standing orders; - Cancel direct debits; - Apply for an overdraft; - Get information on other Halifax products and services; - Request a new PIN.
Account Promotions
yes
Worldwide Multi-trip Family Travel Insurance including golf and winter sports cover. Mobile Phone Insurance. Home Emergency Cover. Card Care Card Protection. Commission free travel money available. Access to Reward Saver £150 cashback on new mortgage AA Car Breakdown Cover. Identity fraud helpline available.
Application Criteria
Joint Account
yes
Joint applications are accepted.
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age to open this account is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
No minimum income required for this account.
Minimum Investment
£0
There is no minimum investment required to open this account.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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