Full product details for the Halifax Student Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 277 ratings
277 customers rated their Halifax current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Account Type
student
Monthly Charge
£0
There is no monthly charge.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Interest Free Overdraft Limit
varies
The interest free overdraft available with this account is:Year 1 -£3000 Year 2 -£3000 Year 3 -£3000 Year 4 -£3000
Standard Overdraft Rate
0%
Authorised overdraft rate is 0%. On overdrafts of over £3,000 the monthly authorised overdraft EAR is 7.2%. For overdrafts of over £3,000 the debit interest will charge on the whole balance.
Daily Overdraft Charge
£0
There is no daily authorised overdraft charge.
Headline Interest Rate
0.1%
The headline interest rate is 0.10% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment.
Internet Banking
yes
Free internet banking is available.
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Telephone banking service is available.
Account Promotions
no
This incentive is not offered.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age.
Minimum Income
£0
There is no minimum income required.
Minimum Investment
£0
There is no minimum investment.
Maximum Investment
Unlimited
The maximum investment is £ul.
Student Bank Account
yes
This is a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Always handy to check the email for up to date warnings and tips. Thanks.
Matthew
Awesome advice!
David
Excellent information. Informative and concise - keep up the good work!
Adrian
Absolutely great site, so many deals in an easy-read layout. Well done money.co.uk!
I love reading your articles.
I need a new vacuum cleaner - looks like you've saved me £50! Thank you.
R Young
The information and money off offers are brilliant and I enjoy checking the emails I receive from you.
Sheena
Can I just say how much I appreciate your emails keeping people informed. I read and digest avidly.
Anne C.
Love the site and the offers and tips you highlight!
Great sensible, solid fact-based advice.
Sharon
Compare Halifax Student Current Account With These Current Accounts