Full product details for the HSBC Student Bank Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 285 ratings
285 customers rated their HSBC current account as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Account Type
student
Monthly Charge
£0
There is no monthly servicing charge.
Minimum Monthly Credit
£0
No minimum monthly credit required.
Interest Free Overdraft Limit
varies
The interest free overdraft available with this account is:Year 1 -£3000 Year 2 -£3000 Year 3 -£3000 Year 4 -£3000
Standard Overdraft Rate
0%
Authorised overdraft EAR is 0%.
Daily Overdraft Charge
£0
There is no daily authorised overdraft charge.
Headline Interest Rate
2%
The headline interest rate is 2.00% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment.
Internet Banking
yes
Internet banking is available and the customer has the ability to: - check balances - view transactions - view, amend, create and cancel standing orders - pay bills - make payments to family and friends - transfer money between accounts - change address and personal details.
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Telephone banking is available 24 hours a day by the automated telephone banking service. Through telephone banking the customer can: - check balances - transfer money between accounts - hear details of their latest transactions - speak to one of the Customer Service Representatives and pay bills, or make payments to family and friends.
Account Promotions
yes
- commission-free foreign currency and travellers cheques; - Preferential deal on HSBC student credit card; - Access to student advisers across the branch network; - Free TalkMobile SIM card with £5 preloaded credit and free calls to HSBC telephone banking.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
No minimum monthly credit required.
Minimum Age
17 years
Minimum age 17 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
There is no minimum income required for this account.
Minimum Investment
£0
There is no minimum investment.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
yes
This is a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
As a father of 4 it's so expensive to go out places! What a great site for discounts! wow! Thank you money.co.uk!!!!!!
Paul F
Excellent information. Informative and concise - keep up the good work!
Adrian
Good information that's useful to me.
Jane H.
Fantastic...we all love a bargain and we all need a little help from informed friends...makes living in the dark days of recession/depression easier.
Sara M.
money.co is great place to find deals and free stuff! Thank you so much for the time you take in finding bargains etc. Well done.
Good site. Gave me a lot of useful information, thanks.
Ian
Lots of great deals on offer.
Lisa
Always interesting and very helpful.
Gill
Great site with everything under one roof! Don't need to do so much surfing....
Debbie
Excellent - just what i needed before Christmas and I'm sure will go on to find invaluable the rest of the year too x
Kara
Compare HSBC Student Bank Account With These Current Accounts