HSBC Student Bank Account

Full product details for the HSBC Student Bank Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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285 customers rated their HSBC current account as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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HSBC Student Bank Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Account Typestudent 
Monthly Charge£0There is no monthly servicing charge.
Minimum Monthly Credit£0No minimum monthly credit required.
Interest Free Overdraft LimitvariesThe interest free overdraft available with this account is:Year 1 -£3000 Year 2 -£3000 Year 3 -£3000 Year 4 -£3000
Standard Overdraft Rate0%Authorised overdraft EAR is 0%.
Daily Overdraft Charge£0There is no daily authorised overdraft charge.
Headline Interest Rate2%The headline interest rate is 2.00% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment.
Internet BankingyesInternet banking is available and the customer has the ability to: - check balances - view transactions - view, amend, create and cancel standing orders - pay bills - make payments to family and friends - transfer money between accounts - change address and personal details.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking is available 24 hours a day by the automated telephone banking service. Through telephone banking the customer can: - check balances - transfer money between accounts - hear details of their latest transactions - speak to one of the Customer Service Representatives and pay bills, or make payments to family and friends.
Account Promotionsyes- commission-free foreign currency and travellers cheques; - Preferential deal on HSBC student credit card; - Access to student advisers across the branch network; - Free TalkMobile SIM card with £5 preloaded credit and free calls to HSBC telephone banking.
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Paul F

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Norwich & Peterborough Building Society Gold Light Account

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Bank of Ireland Student Account

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  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

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