HSBC Premier
Full product details for the HSBC Premier current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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239 current accounts...
HSBC Premier Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £0 | There is no monthly charge. |
| Minimum Monthly Credit | £0 | There is no minimum monthly credit. |
| Interest Free Overdraft Limit | £500 | There is a £500 interest free overdraft limit. |
| Standard Overdraft Rate | 11.9% | The authorised overdraft rate is 11.9% EAR. |
| Headline Interest Rate | 0% | The headline interest rate is 0% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment. |
| Internet Banking | yes | Internet banking is available to make transactions and payments, retrieve balance and statements, request information and mortgage quotes and borrow money online. |
| Branch Banking | yes | Branch Banking is available. |
| Telephone Banking | yes | Telephone banking is available 24 hours a day by the automated telephone banking service. Pressing a few buttons on the voice menu lets the customer: - check balances - transfer money between accounts - hear details of their latest transactions - speak to one of the Customer Service Representatives between 8 am and 10 pm (except for Christmas Day, Boxing Day and New Year's Day) and pay bills, or make payments to family and friends. |
| Account Promotions | yes | Worldwide family travel insurance available. Relationship Manager Independent Financial Advice Preferential mortgage offers HSBC Premier Savings Account Preferential rates on HSBC Cash ISA 50% off first year's LifeChoices premium Premier car insurance available; special offers open to Premier customers Identity theft assistance and advice Commission-free foreign currency and travellers cheques from any branch within the HSBC Group worldwide. Global Emergency Services |
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Compare HSBC Premier With These Current Accounts
Barclays Premier Life Account
- Automatic overdraft facility of £1,000 is offered with Premier Life Account.
- Get £0 minimum extra deposit.
- New customers get 14.9 percent standard overdraft rate from Barclays.
- £1 minimum withdrawal is available to you.
- Premier Life Account offers a cash back of £0.
- Representative Example: Up to £1,000, 0% per annum (variable) £1,001 to £5,000, 14.9% per annum (variable) Subject to status & application
Lloyds TSB Platinum Account
- Customers enjoy 0 percent debit card cost europe from Lloyds TSB.
- Have the benefit of charges for copy of cheque of £0.
- You will get interest free overdraft limit of £250.
- Platinum Account gives a standard overdraft rate of 14.28 percent.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.28% EAR (variable).
RBS Royalties Gold
- £1 minimum withdrawal is offered.
- 0% unauthorised O/D rate.
- New customers get 19.24 percent standard overdraft rate.
- £0 authorised overdraft charges is offered to new customers.
- Get 4 days cheque clearance time from RBS.
- New customers get monitoring, alert & report ID theft alerting from the current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).
Lloyds TSB Private Banking Private Banking Premier Current Account
- Benefit person in any car recovery cover.
- This Lloyds TSB Private Banking Private Banking Premier Current Account has a £0 transaction charge.
- A minimum extra deposit of £1 is available from Lloyds TSB Private Banking.
- You can take advantage of overdraft letter charge of £0.00.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).
RBS Graduate Royalties Account
- An unauthorised O/D rate of 0 percent is offered by RBS.
- £2,000 interest free overdraft year 1 is offered with the current account.
- You can get £1,000 interest free overdraft year 3.
- New customers get £0 daily unauthorised overdraft charge.
- Reward payment of £0 is offered with the current account.
- This Graduate Royalties Account has a mthly unauthorised overdraft charge of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
First Trust Basic Bank Account
- A £0 direct debit charge is offered.
- This Basic Bank Account has a £1 minimum withdrawal.
- The First Trust Basic Bank Account has a £10 O/D buffer limit.
- Customers will benefit from £0 direct debit set up charges.
- Customers can enjoy 0 percent ATM withdrawal cost UK.
- Customers enjoy £0 monthly charge.
Bank of Ireland Current Account
- Get unlimited max high interest balance from Bank of Ireland.
- The Current Account has 5 days cheque clearance time.
- Have the benefit of an unauthorised overdraft rate of 12% from the current account.
- The current account gives a coinage out per100 of £1.20.
- Get £1 minimum withdrawal.
- 0% purchase charge europe is offered.
Norwich & Peterborough Building Society Gold Classic Account
- Ul account transfer overdraft limit is offered with Gold Classic Account.
- Overdraft buffer limit of £10 is offered to you.
- New customers get 4 days cheque clearance time from the current account.
- Norwich & Peterborough Building Society gives debit card charges worldwide of 0%.
- Gold Classic Account gives an overdraft letter charge of £0.00.
- This Gold Classic Account has an ATM withdrawal charge europe of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.9% EAR (variable).
