HSBC Community Account Full product details for the HSBC Community Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 285 ratings
285 customers rated their HSBC current account as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.
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HSBC Community Account Features & Benefits
Account Type business
Interest Free Overdraft Limit none There is no interest free overdraft limit.
Standard Overdraft Rate variable This is dependent on HSBC's view of the risk attached to the facility.
Daily Overdraft Charge Unlimited Overdrafts are available and will be agreed subject to status.
Headline Interest Rate 0% The headline interest rate is 0%
Account Fee £0 No account fee is payable.
Internet Banking yes Internet Banking is available.
Branch Banking yes Branch banking is available.
Telephone Banking yes Telephone banking is available, once registered.
Available to Ltd Companies no This account is not available to Limited Companies.
Available to Partnerships no This account is not available to Partnerships.
Available to Sole Traders no This account is not available to Sole Traders.
Available to Charities yes This account is available to Charities.
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Student Bank Account no This is not a student bank account.
Graduate Bank Account no This is not a graduate bank account.
Area Restrictions none There are no area restrictions
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Compare HSBC Community Account With These Current Accounts Get £0 minimum extra deposit from Norwich & Peterborough Building Society. Customers get rewards payment of £0. Representative Example: if you use an overdraft limit of £1,200 the interest rate charged will be 17.9% EAR (variable). A £5 monthly fee applies Get £1 minimum withdrawal. Unpaid standing order payment of £0 is offered with Northern Personal Access. Take advantage of a standing order set up charge of £0. Transaction charge of £0 is available to customers.
Get £0 direct debit set up payment. A £1 minimum withdrawal is offered. £0 direct debit charges is available. Step Account offers a purchase charge of £0.
The current account offers 4 days cheque clearance time. Get a minimum yearly turnover of £0. 29.5 percent unauthorised overdraft rate is offered to customers. Business Plus gives a coinage out per100 of £0.95. £0 mthly overdraft charge is available. This current account offers limitless max high interest balance.