HSBC Bank Account
Full product details for the HSBC Bank Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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HSBC Bank Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 19.9% EAR (variable). | |
| Account Type | overdraft | |
| Monthly Charge | £0 | There is no monthly servicing charge. |
| Minimum Monthly Credit | £500 | The minimum monthly credit required is £500. |
| Interest Free Overdraft Limit | none | An interest free overdraft facility is not available. |
| Standard Overdraft Rate | 19.9% | The annual rate for authorised overdrafts is 19.9% EAR. |
| Headline Interest Rate | 0% | The headline interest rate is 0% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required to open this account. |
| Internet Banking | yes | Internet banking is available and the customer has the ability to: - check balances - view transactions - view, amend, create and cancel standing orders - pay bills - make payments to family and friends - transfer money between accounts - change address and personal details. |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | Telephone banking is available 24 hours a day by the automated telephone banking service. Through telephone banking the customer can: - check balances - transfer money between accounts - hear details of their latest transactions - speak to one of the Customer Service Representatives and pay bills, or make payments to family and friends. |
| Account Promotions | yes | Access to HSBC Regular Saver account. Commission free foreign currency and travellers cheques. Switching errors receive £10. |
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Compare HSBC Bank Account With These Current Accounts
Bank of Ireland Clear Account - Level 3
- A £0 transaction charge is offered.
- Same day cash deposit clearance time.
- Representative Example: if you use an overdraft limit of £1,200 the interest rate charged will be 14.5% EAR (variable).
Barclays Bank Account
- The current account offers a £300 maximum ATM withdrawal.
- Customers take advantage of £0.00 overdraft letter charge from Barclays.
- Customers get transaction charge of £0.
- Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application.
Nationwide FlexAccount
- A £0 mthly charge is offered.
- Customers get 18.9% unauthorised overdraft rate from Nationwide.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.9% EAR (variable).
Northern Bank Northern Choice
- You benefit from £0 fee for copy of cheque from the Northern Choice.
- Purchase charge europe of 2.75 percent.
- Get overdraft letter charge of £0.00.
- £0 mthly charge is available with this current account.
- Have the benefit of limitless max high interest balance.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.46% EAR (variable).
RBS Royalties Gold
- This RBS current account has an ATM withdrawal fee UK of 0%.
- New customers get £0 transaction charge from this Royalties Gold.
- Have the benefit of 4 days cheque clearance time.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).
Lloyds TSB Vantage Silver Account
- New customers can have the benefit of 0% ATM withdrawal expense UK.
- Purchase charge of £0 is available.
- A 3% introductory interest rate is offered.
- Get same day cheque deposit clearance time.
- Overdraft letter charge of £0.00 is offered with the current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).
