HSBC Advance

Full product details for the HSBC Advance current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.

from 285 ratings

285 customers rated their HSBC current account as 3.7 out of 5 in our 2010/2011 Consumer Finance Awards.

Customer Service

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Satisfaction with Account

HSBC Advance Features & Benefits

Representative Example	If you use an overdraft limit of £1,200 the interest rate charged will be 17.9% EAR (variable).
Account Type	packaged
Monthly Charge	£12.95	There is a monthly servicing charge of £12.95.
Minimum Monthly Credit	£0	There is no minimum monthly credit required, but salary or regular income must be paid into the account.
Interest Free Overdraft Limit	none	An interest free overdraft facility is not available.
Standard Overdraft Rate	17.9%	The rate for authorised overdrafts is 17.9% EAR.
Headline Interest Rate	0%	The headline interest rate is 0% AER.
Reward Payment	£0	No reward payment payable.
Minimum Investment	£0	There is no minimum investment required to open this account, however credit interest will only be received from £1.
Internet Banking	yes	Internet banking is available and the customer has the ability to: - check balances - view transactions - view, amend, create and cancel standing orders - pay bills - make payments to family and friends - transfer money between accounts - change address and personal details.
Branch Banking	yes	This account can be operated through a branch.
Telephone Banking	yes	Telephone banking is available 24 hours a day by the automated telephone banking service. Pressing a few buttons on the voice menu lets the customer: - check balances - transfer money between accounts - hear details of their latest transactions - speak to one of the Customer Service Representatives
Account Promotions	yes

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Very useful!

Stephan

Compare HSBC Advance With These Current Accounts

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Bank of Ireland gives debit card payment europe of 0 percent.
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Barclays Premier Life Account

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A £0 rewards payment is available.
Representative Example: Up to £1,000, 0% per annum (variable) £1,001 to £5,000, 14.9% per annum (variable) Subject to status & application

Lloyds TSB Premier Account

You will get £500 interest rate free overdraft limit.
You get 4 days cheque clearance time.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.43% EAR (variable).

RBS Royalties Gold

New customers get £250 interest rate free overdraft limit.
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Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).

Lloyds TSB Vantage Platinum Account

Get an average overdraft rate of 14.28% from the Vantage Platinum Account.
ATM withdrawal cost UK of 0 percent is offered with this current account.
This Lloyds TSB current account has a £1 minimum withdrawal.
£250 interest free overdraft limit.
£5,000 maximum high interest balance is offered to you.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.28% EAR (variable).

Lloyds TSB Classic Account with Control

You have the benefit of £0.00 overdraft letter charge from Lloyds TSB.
Customers enjoy 0% ATM withdrawal charges UK.
Get a minimum extra deposit of £1 from this current account.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).

Bank of Ireland Student Account

New customers benefit from 0% ATM withdrawal cost UK from Bank of Ireland.
Limitless max interest free overdraft.
Get a moneyback of £0 from this current account.
A transaction charge of £0 is offered by Bank of Ireland.
The current account offers a minimum extra deposit of £0.
Minimum withdrawal of £1 is offered to customers.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Application Criteria
Joint Account	yes	Joint applications are accepted.
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit	£0	There is no minimum monthly credit required, but salary or regular income must be paid into the account.
Minimum Contract Term	12 months	Minimum 12 month contract, then renewable monthly.
Minimum Age	18 years	Minimum age 18 years. Some benefits and features on this account, including overdraft facilities, are only open to those aged 18 years and over.
Maximum Age	Unlimited	There is no maximum age limit.
Minimum Income	£0	Not applicable.
Minimum Investment	£0	There is no minimum investment required to open this account, however credit interest will only be received from £1.
Maximum Investment	Unlimited	The maximum investment is unlimited.
Student Bank Account	no	This is not a student bank account.
Graduate Bank Account	no	This is not a graduate bank account.
Area Restrictions	none	There are no area restrictions.