First Trust Plus Current Account Full product details for the First Trust Plus Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 5 ratings
5 customers rated their First Trust current account as 2.6 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
Clarity of Features
Satisfaction with Account
Compare...
241 current accounts...
First Trust Plus Current Account Features & Benefits
Account Type overdraft
Monthly Charge £0
Minimum Monthly Credit £1,200 The minimum monthly credit is £1200.00.
Interest Free Overdraft Limit £100 There is an interest free overdraft of £100 if an overdraft has been agreed on this account.
Standard Overdraft Rate Unlimited First Trust Bank do not quote an authorised overdraft EAR.
Headline Interest Rate 0.1% The headline interest rate is 0.10% AER.
Reward Payment £0 No reward payment payable.
Minimum Investment £0 The minimum investment is £0.
Internet Banking yes Internet banking is available.
Branch Banking yes This account can be operated through a branch.
Telephone Banking yes Telephone banking service is available.
Account Promotions no There are no incentives offered.
Joint Account yes Joint applications are accepted.
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit £1,200 The minimum monthly credit is £1200.00.
Minimum Contract Term 0 months Not applicable.
Minimum Age 18 years Minimum age is 18.
Maximum Age Unlimited There is no maximum age limit.
Minimum Income £0 No minimum income required to open this account.
Minimum Investment £0 The minimum investment is £0.
Maximum Investment Unlimited The maximum investment is unlimited.
Student Bank Account no This is not a student bank account.
Graduate Bank Account no This is not a graduate bank account.
Area Restrictions none There are no area restrictions.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
A good and cheerful looking website, easy to follow and a lot of good advice and information about a wide range of products.
Ray G.
Great site for finding money saving tips, well done.
Shirley O.
I always read your emails first to see what savings and special offers are around, I find it very useful and have told friends about it.
J. Barry
Clear and precise, a brilliant site for anything money.
This site got me a great deal on a london hotel stay for January 2012.
Wendy
It's informative and well covered on money savings and offers. I am always pleased to hear from money.co.uk
Jennifer J.
I am finding the whole site very useful,and i have saved some money and time thanks to the weekly email tips.
Michael P.
I love the emails i receive from you, they always save me money so many thanks.
Debs S
I got the answers that I was looking for, many thanks.
Vic
Compare First Trust Plus Current Account With These Current Accounts Take advantage of a monthly charge of £0. The current account gives a same day BACS deposit clearance time. £0 minimum extra deposit. A transaction charge worldwide of 0% is available from Coventry Building Society. Account transfer O/D limit of £0 is offered with Coventry First. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). New customers will get £1 minimum additional deposit. £0 transaction charge is available with Silver Account. New customers will get £1 minimum withdrawal. The Lloyds TSB current account has a cover person in any car breakdown cover. Get a cash back of £0. New customers benefit from 64 years travel cover maximum age from Lloyds TSB. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).
You can get 2 employment days cheque deposit clearance time. £0 mthly charge is available with the current account. A same day cash deposit clearance time is offered. You get same day BACS deposit clearance time. Cheque clearance time of 4 days. Take advantage of 0 percent debit card payment europe from Smile. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable). The current account gives a £0 mthly charge. An ATM withdrawal charge UK of 0 percent is offered by Ulster Bank. Get £0 minimum extra deposit. This current account gives a standard overdraft rate of 13.7%. You have the benefit of £0.00 O/D letter charge. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.7% EAR (variable).
Global incl USA travel cover area is offered with the current account. Benefit from £0 expense for copy of cheque from Barclays. New customers take advantage of £0 authorised overdraft charges from Barclays. Account transfer overdraft limit of £5,000. Representative Example: Up to £1,000, 0% interest per annum (variable). £1,001-£5,000 14.9% interest per annum (variable). Subject to status and application. Global incl USA travel cover area is offered to new customers. The current account gives a same day BACS deposit clearance time. This current account has a £25 overdraft buffer limit. Take advantage of an ATM withdrawal payment UK of 0 percent from the current account. Cashback of £0 is available with this current account. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).
£2,000 max interest free overdraft is offered. Enjoy standing order set up cost of £0. You will enjoy direct debit amendment expense of £0. 0 percent std overdraft rate is offered to you. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Benefit from £0 mthly charge from Clydesdale Bank. £0 direct debit amendment expense. Direct debit payment of £0 is offered with Readycash Account. A £0 minimum extra deposit is available. This current account has a direct debit set up payment of £0. £0 transaction charge is available with Readycash Account.