Full product details for the Clydesdale Bank Signature Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 34 ratings
34 customers rated their Clydesdale Bank current account as 4.1 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 12.5% EAR (variable).
Account Type
packaged
Monthly Charge
£12.50
The monthly servicing charge is £12.50.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Interest Free Overdraft Limit
none
An interest free overdraft is not available.
Standard Overdraft Rate
12.5%
The authorised overdraft rate is 12.50% EAR.
Headline Interest Rate
0%
The headline interest rate is 0% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account.
Internet Banking
yes
24 hour access is available to the customer via the Internet Banking service. With this service the customer would be able to: - view their accounts; - check balances; - pay bills; - transfer funds.
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Clydesdale Bank offer the 24 Hour Telephone Banking service. With one call from any touch-tone phone, the customer would be able to carry out transactions quickly and efficiently, anytime of night or day. The customer will be able to: - check the balance of their accounts; - review withdrawals and deposits; - transfer funds between accounts; - order statements; - pay selected bills; - order cheque books.
Account Promotions
yes
A linked savings product is available at a preferential rate. Worldwide family multi-trip travel insurance (including winter sports) is available. Mobile phone insurance is available. Gadget insurance. Green flag breakdown cover, UK wide including homecall. My Gateway rewards website available offering savings, discounts and offers on travel, leisure, health, family activities and shopping. Identity Theft Alert - to help prevent fraud and ID theft and support if this occurs.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
Minimum age required for this account is 18.
Maximum Age
75 years
The maximum age for this account is 75.
Minimum Income
£0
Regular income is required, but no minimum income is required. ie.Must pay salary into account, but its amount is immaterial.
Minimum Investment
£0
There is no minimum investment required to open this account.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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