Full product details for the Clydesdale Bank Current Account Tracker, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 34 ratings
34 customers rated their Clydesdale Bank current account as 4.1 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 11.02% EAR (variable).
Account Type
packaged
Monthly Charge
£25
There is a monthly servicing charge of £25.00.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Interest Free Overdraft Limit
none
An interest free overdraft is not available.
Standard Overdraft Rate
11.02%
The authorised overdraft rate is 11.02% EAR.
Headline Interest Rate
0.2%
The headline interest rate is 0.20% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account.
Internet Banking
yes
24 hour access is available to the customer via the Internet Banking service. With this service the customer would be able to: - view their accounts; - check balances; - pay bills; - transfer funds.
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
There is a Telephone Banking Team that customers can call 7 days a week and an automated 24 hour Telephone Banking Service.
Account Promotions
yes
Application Criteria
Joint Account
yes
Joint applications are accepted.
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
Anyone over 18 years of age can apply to open this account.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£75,000
Clients should have an individual gross salary of £75000 or more (joint £100,000) or investable assets of £100,000. The account holder's salary must be paid into the account.
Minimum Investment
£0
There is no minimum investment required to open this account.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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