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Citi Citigold Current Account

Full product details for the Citi Citigold Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.

from 6 ratings

6 customers rated their Citi current account as 3.6 out of 5 in our 2010/2011 Consumer Finance Awards.

Customer Service

Flexibility & Fairness

Clarity of Features

Satisfaction with Account

Citi Citigold Current Account Features & Benefits

Representative Example	If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).
Account Type	overdraft
Monthly Charge	£0	There is no monthly fee.
Minimum Monthly Credit	£5,000
Interest Free Overdraft Limit	£500	There is an automatic interest free overdraft of £500 on this account, subject to status.
Standard Overdraft Rate	9.9%	The Equivalent Annual Rate for authorised overdrafts is as follows:- £0 - £500 - 0% £501 - £10,000 - 9.9% £10,001 + - negotiable
Headline Interest Rate	0.1%	The headline interest rate is 0.10% AER.
Reward Payment	£0	No reward payment payable.
Minimum Investment	£1	The minimum deposit is £1
Internet Banking	yes
Branch Banking	yes	The account can be operated through a branch.
Telephone Banking	yes
Account Promotions	yes

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Compare Citi Citigold Current Account With These Current Accounts

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You can get 2 employment days cheque deposit clearance time.
This Clydesdale Bank current account has same day rate paid on withdrawals.
O/D letter charge of £0.00.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.02% EAR (variable).

First Trust Packaged Account

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0 percent ATM withdrawal fee UK is offered.

HSBC Advance

A £0 ATM withdrawal charges europe is available.
£1 minimum withdrawal is available.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.9% EAR (variable).

Lloyds TSB Vantage Classic Account

Cost for copy of cheque of £0 is offered with Vantage Classic Account.
Cash back of £0 is available to you.
This current account has a same day cash deposit clearance time.
Same day interest rate paid on withdrawals is offered.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).

Smile Smilemore (Safeguard)

Get an unauthorised overdraft rate of 15.9 percent from this current account.
£500 automatic O/D facility.
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Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Lloyds TSB Private Banking Mayfair High Interest Cheque Account

Mayfair High Interest Cheque Account gives a cheque clearance time of 4 days.
Overdraft letter charge of £0.00.
Limitless maximum high interest balance is available with Mayfair High Interest Cheque Account.
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit	£5,000	Overdraft, debit card and cheque guarantee card are only available to persons with direct deposit of salary or regular monthly credits of at least £5000.00. The account is available free if the customer - credits the account with at least £5,000 per month and has a minimum of 2 direct debit paid from the account each month - maintains an average monthly balance of £50,000 (or currency equivalent) with Citibank International plc - holds an investment with Citibank International of at least £25,000 - hold a Citibank International Personal Bank Account with the London or Jersey branch
Minimum Contract Term	0 months	Not applicable.
Minimum Age	18 years	The minimum age is 18 years.
Maximum Age	Unlimited	There is no maximum age limit.
Minimum Income	£0	There is no minimum income to open this account, although the account is available free if the customer maintains an average monthly balance of £50,000 with Citibank International plc (or currency equivalent), or holds an investment with Citibank International of at least £25,000, or a Citibank NA International Personal Bank Account with the London or Jersey branch.
Minimum Investment	£1	The minimum deposit is £1
Maximum Investment	Unlimited	The maximum investment is unlimited. No cap on maximum balance.
Student Bank Account	no	This is not a student bank account.
Graduate Bank Account	no	This is not a graduate bank account.
Area Restrictions	none	There are no area restrictions.