Full product details for the Citi Access Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
Overdraft and debit card are only available to persons with direct deposit of salary or regular monthly credits of at least £1500.00.
Interest Free Overdraft Limit
£500
There is an automatic interest free overdraft of £500 on this account, subject to status.
Standard Overdraft Rate
16.9%
The Equivalent Annual Rate for authorised overdrafts is as follows:- £0 - £500 - 0% £501 - £10,000 - 16.9% £10,001 + - negotiable
Headline Interest Rate
0%
The headline interest rate is 0% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required.
Internet Banking
yes
Branch Banking
yes
The account can be operated through a branch.
Telephone Banking
yes
Account Promotions
yes
Commission-free foreign exchange and travellers cheques. Fee free global transfers to Citibank accounts.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£1,500
Overdraft and debit card are only available to persons with direct deposit of salary or regular monthly credits of at least £1500.00.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
There is no minimum income to open this account, although the facilities offered with the account (overdraft, cheque book, debit card etc.) will be subject to credit scoring.
Minimum Investment
£0
There is no minimum investment required.
Maximum Investment
Unlimited
The maximum investment is unlimited. No cap on maximum balance.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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