Citi Access Account

Full product details for the Citi Access Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Citi Access Account Features & Benefits

Account Typeoverdraft 
Monthly Charge£0No monthly servicing charge.
Minimum Monthly Credit£1,500Overdraft and debit card are only available to persons with direct deposit of salary or regular monthly credits of at least £1500.00.
Interest Free Overdraft Limit£500There is an automatic interest free overdraft of £500 on this account, subject to status.
Standard Overdraft Rate16.9%The Equivalent Annual Rate for authorised overdrafts is as follows:- £0 - £500 - 0% £501 - £10,000 - 16.9% £10,001 + - negotiable
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required.
Internet Bankingyes 
Branch BankingyesThe account can be operated through a branch.
Telephone Bankingyes 
Account PromotionsyesCommission-free foreign exchange and travellers cheques. Fee free global transfers to Citibank accounts.
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Very good, a variety of offers.
Dorothy S.

Compare Citi Access Account With These Current Accounts

Barclays Young Person's Account

  • Have the benefit of a monthly charge of £0.
  • Debit card charges europe of 0 percent is available.
  • The current account gives a fee for copy of cheque of £0.
  • Get a maximum ATM withdrawal of £300.
  • Young Person's Account offers a minimum extra deposit of £0.

The Co-operative Bank Current Account

  • You take advantage of £0 monthly charge from The Co-operative Bank.
  • The current account offers a minimum withdrawal of £1.
  • You get 0% debit card expense worldwide from The Co-operative Bank.
  • Get a rewards payment of £0 from the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

HSBC Premier

  • Automatic O/D facility of £5,000.
  • 0 percent debit card payment europe.
  • Get a standard overdraft rate of 11.9%.
  • Customers take advantage of £0 special clearance fee from HSBC.
  • Transaction charge of £0 is offered with Premier.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).

Smile Current Account

  • £0 purchase charge.
  • You take advantage of unlimited maximum high interest balance.
  • The current account has 4 days cheque clearance time.
  • Cash back of £0 is available with the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Ulster Bank U First Account

  • This U First Account has a £0 overdraft buffer limit.
  • Get £300 maximum ATM withdrawal.
  • Ulster Bank offers average overdraft rate of 13.6%.
  • New customers get same day cash deposit clearance time from Ulster Bank.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.6% EAR (variable).

Lloyds TSB Vantage Premier Account

  • Customers benefit from promotional interest rate of 3%.
  • Same day cash deposit clearance time is available with this current account.
  • The Lloyds TSB Vantage Premier Account current account has a purchase charge of £0.
  • Ul account transfer O/D limit is offered to you.
  • Unauthorised O/D rate of 12.43 percent is offered with Vantage Premier Account.
  • Vantage Premier Account offers a travel insurance maximum age of 79 yrs.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.43% EAR (variable).

Northern Rock Current Account

  • This Northern Rock Current Account has a 0% debit card cost worldwide.
  • £0 minimum additional deposit is offered to you.
  • Get £0 purchase charge.
  • Purchase charge europe of 0% is offered.
  • 4 working days cheque deposit clearance time.
  • Mthly charge of £0 is available with the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).

NatWest Advantage Business

  • Advantage Business current account has a coinage out per100 of £0.00.
  • A £0.00 charge per100 notes deposited is available.
  • Advantage Business gives a maximum annual turnover of £250,000.
  • Customers enjoy £0.00 coinage paid in per100 from this current account.