Full product details for the Barclays Current Account Plus, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 305 ratings
305 customers rated their Barclays current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.
Account Type
packaged
Monthly Charge
£6.50
The monthly service charge for this account is £6.50.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Interest Free Overdraft Limit
£300
An interest free overdraft facility of £300 is available.
Representative Example: Up to £300, 0% interest p.a. (variable).£301-£5,000, 18.3% interest p.a. (variable).Subject to status and application so the amount offered may be different to that shown on the example. Repayable on demand.
Standard Overdraft Rate
18.3%
The authorised overdraft rate is 19.3% interest p.a. (variable)
Representative Example: Up to £300, 19.3% interest p.a. (variable).£301-£5,000, 18.3% interest per annum (variable) Subject to status and application, so the amount offered may be different to that shown on the example. Repayable on demand.
Headline Interest Rate
0%
The headline interest rate is 0% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account, however interest is earned from £1.
Internet Banking
yes
Everyone who opens a current account with Barclays can register for the Online Banking service. The customer can pay bills, check their statements, open an e-savings account or apply for a Barclayloan or an overdraft.
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Account Promotions
yes
24-hour legal helpline. Identity Support Advice Helpline. Protection Extended warranty cover. Cardholder protection. Mobile phone insurance Gadget cover.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
The minimum age is 18 years old.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
No minimum income is required to open this account or keep it open.
Minimum Investment
£0
There is no minimum investment required to open this account, however interest is earned from £1.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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