Barclays Current Account Plus

Full product details for the Barclays Current Account Plus, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 305 ratings
305 customers rated their Barclays current account as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
Clarity of Features
Satisfaction with Account
Compare...
239 current accounts...

Barclays Current Account Plus Features & Benefits

Representative ExampleUp to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.
Account Typepackaged 
Monthly Charge£6.50The monthly service charge for this account is £6.50.
Minimum Monthly Credit£0There is no minimum monthly credit required.
Interest Free Overdraft Limit£300An interest free overdraft facility of £300 is available. Representative Example: Up to £300, 0% interest p.a. (variable).£301-£5,000, 18.3% interest p.a. (variable).Subject to status and application so the amount offered may be different to that shown on the example. Repayable on demand.
Standard Overdraft Rate18.3%The authorised overdraft rate is 19.3% interest p.a. (variable) Representative Example: Up to £300, 19.3% interest p.a. (variable).£301-£5,000, 18.3% interest per annum (variable) Subject to status and application, so the amount offered may be different to that shown on the example. Repayable on demand.
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment required to open this account, however interest is earned from £1.
Internet BankingyesEveryone who opens a current account with Barclays can register for the Online Banking service. The customer can pay bills, check their statements, open an e-savings account or apply for a Barclayloan or an overdraft.
Branch BankingyesThis account can be operated through a branch.
Telephone Bankingyes 
Account Promotionsyes24-hour legal helpline. Identity Support Advice Helpline. Protection Extended warranty cover. Cardholder protection. Mobile phone insurance Gadget cover.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Absolutely great site, so many deals in an easy-read layout. Well done money.co.uk!

Compare Barclays Current Account Plus With These Current Accounts

Barclays Bank Account

  • £0 minimum extra deposit is offered with this current account.
  • Debit card payment europe of 0% is available.
  • Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application.

Barclays Premier Life Account

  • This current account gives a global incl USA travel insurance area.
  • Standard overdraft rate of 14.9 percent is available to new customers.
  • £1,000 interest free overdraft limit is available to you.
  • £0 charge for copy of cheque is offered.
  • Representative Example: Up to £1,000, 0% per annum (variable) £1,001 to £5,000, 14.9% per annum (variable) Subject to status & application

Citi Citigold Current Account

  • ATM withdrawal charges UK of 0 percent.
  • £1 minimum withdrawal is offered with the current account.
  • Same day rate paid on withdrawals.
  • Get same day cash deposit clearance time from Citi.
  • Citi gives standard overdraft rate of 9.9 percent.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).

Halifax Cardcash (Youth)

  • 3 employment days cheque deposit clearance time.
  • Transaction charge of £0 is available.
  • 4 days cheque clearance time is available with this current account.

Smile Current Account

  • £0 purchase charge is offered with this current account.
  • A same day BACS deposit clearance time is available.
  • New customers can get overdraft letter charge of £0.00.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Lloyds TSB Vantage Classic Account

  • Vantage Classic Account gives a minimum additional deposit of £1.
  • £0 mthly charge is offered with this current account.
  • Maximum high interest balance of £5,000 is available to customers.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).

Yorkshire Bank Student Account

  • Get 0 introductory free overdraft period on switching from Yorkshire Bank.
  • You will get £0 purchase charge.
  • This Yorkshire Bank Student Account current account has a £0 monthly overdraft charge.
  • Minimum withdrawal of £1 is available to you.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 7.49% EAR (variable).