Barclays Additions Active
Compare the Barclays Additions Active with the UK's best current accounts, including application criteria, incentives, facilities, overdraft, rates and fee & charges.
 | You can compare the Barclays Additions Active against other Barclays Current Accounts. | ||
| Company: | Barclays www.barclays.co.uk | ||
| Product: | Additions Active | ||
| Apply via this site: | Not available | ||
| Application Criteria | |||
 Minimum income: | No minimum income is required to open this account or keep it open. | ||
| Minimum Monthly Credit: | There is no minimum monthly credit required. | ||
| Minimum Investment: | There is no minimum investment required to open this account, however interest is earned from £1. | ||
| Maximum Investment: | Unlimited | ||
| Minimum Age: | The minimum age is 18 years old. | ||
| Maximum Age: | Unlimited | ||
| Existing Customer Only: | This account is not available to existing customers only. | ||
| Area Restrictions: | There are no area restrictions. | ||
| Transfer Assistance: | Register for the free account transfer service and Barclays will take care of the rest. They will transfer all the customer's standing orders and direct debits from their old account to their Barclays account. | ||
| Incentives | |||
| Account Promotions: | Help 24-hour legal helpline. Free Barclays will-writing service. Identity Support Advice Helpline. Motoring RAC Roadside and At Home cover. Travel and leisure Leisure discounts. Protection Extended warranty cover. Cardholder protection. Comprehensive mobile phone insurance. Also available Children's health cover - an extra £4 per month per child. | ||
| Incentive Cashback £: | This incentive is not available with this account. | ||
| Incentive Moneyback: | This incentive is not available with this account. | ||
| Incentive Pref Rate/Deals: | No rate incentives offered. | ||
| Incentive Disc/Vouchers: | This incentive is not available with this account. | ||
| Incentive Breakdown: | Comprehensive motor breakdown cover including European provided by RAC. | ||
| Incentive Protection: | Extended Warranty Cover and Cardholder Protection are available with this account. | ||
| Incentive Other Insurance: | This incentive is not offered with this account. | ||
| Incentive Savings Sweep: | This incentive is not available with this account. | ||
| Incentive Currency: | Commission-free travel currency with free home delivery. | ||
| Incentive Other: | "Instant Banking" - Allows any cheque worth up to £1000 to be drawn upon instantly, and free of charge. Clearance still takes five days, but can use funds as soon as the cheque is deposited. | ||
| Facilities | |||
| Internet Banking: | Everyone who opens a current account with Barclays can register for the Online Banking service. The customer can pay bills, check their statements, open an e-savings account or apply for a Barclayloan or an overdraft. | ||
| Branch Banking: | This account can be operated through a branch. | ||
| Telephone Banking: | The Telephone Banking fast-track service is available 24 hours a day, 7 days a week. A pre-recorded voice will take the customer through the instructions and the service provides statement requests, balance requests, pay bills or transfer money. The customer can also speak to an advisor andthrough this service they can make amendments to standing orders and direct debits, order cheque books, stop cheques, order travellers' cheques, arrange a Barclayloan or personal overdraft, open a new current or savings account or order brochures on other services. | ||
| Post Office Banking: | Barclays customers in England and Wales can make the following transactions at a Post Office branch: withdraw funds using their card and PIN, make a cash deposit and pay in cheques with a personalised paying in slip and deposit envelope from their Bank. | ||
| Standing Orders: | Standing order facilities are available. | ||
| Direct Debits: | Direct Debit facilities are available. | ||
| BACS Transfers: | Electronic/Telegraphic transfer service is available. | ||
| CHAPS Transfers: | Electronic/Telegraphic transfer service is available. | ||
| Bill Payment Service: | Bill payment service is available. | ||
| Statement Frequency: | Statements are issued monthly. | ||
| Min Additional Deposit: | Unlimited | ||
| Minimum Withdrawal: | Unlimited | ||
| Withdrawal Restrictions: | Withdrawal Conditions - None. | ||
| ATM Card: | An ATM card is available. | ||
| ATM Mini Statements: | Mini statements are available through the ATM. | ||
| Max ATM Withdrawal: | A maximum of £300 withdrawal per day is allowed. | ||
| Cheque Book: | A cheque book is available. | ||
| Cheque Guarantee Card: | A cheque guarantee card of up to £100 can be issued. | ||
| Cheque Clearance Time: | Cheques can be drawn upon after 4 days. Instant Access feature - Allows a total uncleared balance of £1,000 to be drawn upon instantly, and free of charge. £1,000 is the standard limit, the actual limit is subject to status. Clearance still takes five days, but the customer can use funds as soon as the cheque is deposited. | ||
| Debit Card: | A VISA debit card is available. | ||
| Debit Card Type: | A VISA debit card is available. | ||
| Passbook: | A passbook is not provided with this account. | ||
| Text Messaging Events: | Active on-line banking customers who make regular payments to third parties, can receive free SMS alerts when new on-line third party payments are set up on their account. Allowing them to alert Barclays immediately if the payment is suspicious. | ||
| Text Mini Statements: | Text message mini statement are not available. | ||
| Travel Ins Winter Sport: | This incentive is not available with this account. | ||
| Overdraft | |||
| Overdraft Facility: | An overdraft facilities are is available. | ||
| Interest Free O/D Limit: | An interest free overdraft facility of £300 is available. | ||
| Automatic O/D Facility: | No automatic overdraft facility available. | ||
| Overdraft Buffer Limit: | An overdraft fee buffer limit of £1 is available if the customer exceeds their overdraft limit and does not have a Personal Reserve or exceeds their Personal Reserve limit. If the customer does not have an overdraft or a Personal Reserve the overdraft fee buffer is £1, i.e. Returned transaction Fees and Guaranteed Transaction Fees will not apply if the current account is £15 or less overdrawn. | ||
| Overdraft Arrangement Fee: | No overdraft arrangement fee is made. | ||
| Auth O/D Rate-APR/EAR: | The authorised overdraft rate is 9.9% EAR for amounts above £300. | ||
| Mthly Auth O/D Charge: | No monthly authorised overdraft charge. | ||
| Unauth O/D Rate-APR/EAR: | The unauthorised overdraft rate is 27.5% EAR. | ||
| Mthly Unauth O/D Charge: | No monthly unauthorised overdraft charge. | ||
| Overdraft Letter Charge: | There is no charge for an overdraft letter. | ||
| Rates | |||
| Headline Interest Rate: | The headline interest rate is 1.00% AER. | ||
| Rate Guarantee: | There are no interest rate guarantees. | ||
| Introductory Bonus: | No introductory bonus payable. | ||
| Amount of Bonus: | The bonus amount is - 0% | ||
| Open-ended Bonus: | No open-ended bonus payable. | ||
| Non Standard Tiers: | Gross Rate Gross Rate AER Excluding Bonus Including Bonus £1 1.00% 1.00% 1.00% | ||
| Gross AER - £1/£50: | 1.00% | ||
| Gross AER - £500: | 1.00% | ||
| Gross AER - £1,000: | 1.00% | ||
| Gross AER - £2,500: | 1.00% | ||
| Gross AER - £5,000: | 1.00% | ||
| Gross AER - £10,000: | 1.00% | ||
| Gross AER - £25,000: | 1.00% | ||
| Gross AER - £50,000: | 1.00% | ||
| Gross AER - £100,000: | 1.00% | ||
| Interest Payment Freq: | Interest is paid monthly. | ||
| Interest on Withdrawal: | Interest stops being paid the same day as withdrawal is made. | ||
| Int Added to Account: | Interest can be added to the account. | ||
| Interest Paid by Cheque: | Interest cannot be paid by cheque or warrant. | ||
| Int Paid to Bank A/c: | Interest cannot be paid to a bank account. | ||
| Int Paid to Other A/c: | Interest cannot be paid to another account. | ||
| Int After Cash Deposit: | Interest is calculated instantly after a cash deposit. | ||
| Int After Cheq Deposit: | Interest is paid after the cheque is cleared (after 3 working days). Although cheque is cleared after 3 days, could not ordinarily be drawn upon for 5 working days, were it not for the "instant banking" facility available exclusively from Barclays. | ||
| Int After BACS Deposit: | Interest is calculated instantly after a BACS/ CHAPS electronic transfer deposit. | ||
| Interest Variant: | No | ||
| Max Balance High Interest: | Unlimited | ||
| Fee & Charges | |||
| Free Banking: | There is a monthly service charge for the account. | ||
| Monthly Charge: | The monthly service charge for this account is £14.00. | ||
| Standing Order Charge: | There is no charge for payment of a standing order mandate. | ||
| S/O Setting Up Charge: | There is no charge for setting up a standing order mandate. | ||
| S/O Amendment Charge: | There is no charge for amending a standing order mandate. | ||
| S/O Cancellation Charge: | There is no charge for cancelling a standing order mandate. | ||
| Unpaid S/O Charge: | The charge for an unpaid standing order is £8.00. | ||
| Direct Debit Charge: | There is no charge for payment of a direct debit mandate. | ||
| Debit card charge Europe: | There is no additional charge on debit card transactions abroad. | ||
| D/D Setting Up Charge: | There is no charge for setting up a direct debit mandate. | ||
| D/D Amendment Charge: | There is no charge for amending a direct debit mandate. | ||
| D/D Cancellation Charge: | There is no charge for cancelling a direct debit mandate. | ||
| Unpaid D/D Charge: | The charge for an unpaid direct debit mandate is £8.00. | ||
| CHAPS Charge: | The charge for Electronic/Telegraphic transfers is £20. | ||
| Stopped Cheque Charge: | A charge is made for a stopped cheque of £10. | ||
| Unpaid Cheque Charge: | The charge for an unpaid cheque is £8.00. | ||
| Transaction Charge: | No transaction charge is made. | ||
| Unauth Transaction Fee: | If customers exceed their overdraft limit a £22 charge will be applied, customers will have five days to use any amount up to their 'Personal Reserve' limit (limit subject to status). Debit interest is not charge on amounts used from the Personal Reserve. Subsequent withdrawals that exceed the Personal Reserve limit will be charged £8 per transaction (max 5 per day). | ||
| ATM Withdrawal Charge: | Cash withdrawals from over 32,000 cash machines in the UK are free. | ||
| ATM charge Europe: | There is a transaction fee of 2.00% (min: £1.50; max: £4.50) of the transaction amount abroad. Customers will not pay this fee if they use a cash machine in the Global Alliance, these are: Westpac (Australia, Fiji and New Zealand), Scotiabank (Canada, Guatemala and Mexico), BNP Paribas (France), Deutsche Bank (Spain and Germany) and Bank of America (USA). | ||
| A/c Transfers Int. Free: | 0% overdraft limit match For new customers who transfer their current account to Barclays and pay in at least £1,000 per month, Barclays will match their 0% overdraft at their previous bank, up to a limit of £5,000 for 12 months. For new customers who transfer their current account to Barclays and pay in between £500 and £999 per month, Barclays will match their 0% overdraft at their previous bank, up to a limit of £1,500 for 6 months. . | ||
| Bankers Draft Charge: | The charge for a bankers draft is £10. | ||
| Bankers Reference Charge: | The charge for a bankers reference is £10. | ||
| Copy Cheque Charge: | There is no charge for a copy of a cheque. | ||
| Duplicate Stat Charge: | There is a charge of £5 (per request per account) for a copy statement. | ||
| Special Clearance Charge: | The charge for a Barclays Express Cheque Service is £15. | ||
| Forex fee % Europe: | There is a conversion fee of 2.75% of the transaction amount. | ||
| Other Charges: | There are no other charges. | ||
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| Products: | www.barclays.co.uk Current Accounts | ||
