Bank of Scotland Vantage Silver Account
Full product details for the Bank of Scotland Vantage Silver Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
Compare...
241 current accounts...
Bank of Scotland Vantage Silver Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £7.95 | A monthly charge of £7.95 is payable. |
| Minimum Monthly Credit | £1,000 | There is a minimum monthly credit required of £1000.00. Lower rates are applied if the monthly mandate is less than £1,000. |
| Interest Free Overdraft Limit | none | No interest free overdraft is available other than the automatic buffer limit. |
| Standard Overdraft Rate | 18.86% | The annual rate charged for authorised overdrafts is 18.86% EAR. |
| Headline Interest Rate | 3% | The headline interest rate is 3.00% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | The minimum investment is £0. |
| Internet Banking | yes | A free internet banking service is available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | PhoneBank Express is free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money accounts and pay bills, They can also access their Lloyds TSB credit cards. |
| Account Promotions | yes | European travel insurance for the customer and their partner. Mobile Phone Insurance (International Cover). An Exclusive Saver account will offer the customer a higher return on their savings. Card Holder Protection AA Roadside Assistance. Instant Interest on Cheques. Travel Money Card or Money Transfer card. |
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Good advice! Jack S |
Compare Bank of Scotland Vantage Silver Account With These Current Accounts
Smile Smilemore (Safeguard)
- £0 minimum additional deposit is offered with this current account.
- The current account has a cash back of £0.
- The Smile current account has a debit card cost europe of 0 percent.
- Customers get same day cash deposit clearance time from the current account.
- You get cover person in any car rescue cover from Smile.
- Monitoring, alert & report ID theft alerting is available with Smilemore (Safeguard).
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).
NatWest Graduate Account
- This current account gives an interest rate free overdraft year 1 of £2,000.
- This current account offers a £0 mthly overdraft charge.
- The current account offers a £1 minimum withdrawal.
- Customers get £300 maximum ATM withdrawal from the Graduate Account.
- Get £1,000 interest free overdraft year 2.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Yorkshire Bank Student Account
- New customers enjoy £0 direct debit amendment expense from this current account.
- 0% ATM withdrawal expense UK is available with Student Account.
- The current account has a £0 maximum interest free overdraft.
- New customers can get interest free overdraft year 4 of £0.
- Get interest rate free overdraft year 5 of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 7.49% EAR (variable).
RBS Business Current Account (Eng & Wales)
- Payment for internet banking of £0 is available.
- The RBS current account has an expense for telephone banking of £0.
- Minimum annual turnover of £0.
- You get unlimited max ATM withdrawal from the current account.
- Customers can get £0.66 coinage paid in per100.
- A £1 minimum withdrawal is offered.
Halifax Reward Current Account < £1,000 per month
- Get £1 minimum withdrawal.
- O/D buffer limit of £10 is available with Reward Current Account < £1,000 per month.
- Benefit from a monthly charge of £0 from the Reward Current Account < £1,000 per month.
- Expense for copy of cheque of £0 is available with Reward Current Account < £1,000 per month.
- Customers have the benefit of 0 percent average overdraft rate from the Reward Current Account < £1,000 per month.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Metro Bank Cash Account
- £0 direct debit set up expense is available to customers.
- Unpaid standing order cost of £0 is offered to new customers.
- Customers will enjoy £0 direct debit payment.
- 0% ATM withdrawal charge UK is available with Cash Account.
- £0 mthly charge is available.
