Bank of Scotland Vantage Classic Account
Full product details for the Bank of Scotland Vantage Classic Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Bank of Scotland Vantage Classic Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable). | |
| Account Type | overdraft | |
| Monthly Charge | £0 | No monthly service charge is payable. |
| Minimum Monthly Credit | £1,000 | There is a minimum monthly credit required of £1000.00. Lower rates are applied if the monthly mandate is less than £1,000. |
| Interest Free Overdraft Limit | none | There is no interest free overdraft limit. |
| Standard Overdraft Rate | 19.28% | The rate charged for authorised overdrafts is 19.28% EAR. |
| Headline Interest Rate | 3% | The headline interest rate is 3.00% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | The minimum investment is £0. |
| Internet Banking | yes | A free Internet banking service is available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | PhoneBank Express is a free service to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money between accounts and pay bills. |
| Account Promotions | yes | Commission free foreign currency and travellers' cheques. |
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Compare Bank of Scotland Vantage Classic Account With These Current Accounts
Clydesdale Bank Current Account Tracker
- New customers get 4 days cheque clearance time from the Current Account Tracker.
- New customers get £0 charges for copy of cheque from the current account.
- Customers can get 2 employment days cheque deposit clearance time.
- You will have the benefit of average overdraft rate of 11.02%.
- Reward payment of £0.
- £500 maximum ATM withdrawal is offered with Current Account Tracker.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.02% EAR (variable).
Halifax Cardcash (Youth)
- Customers get 3 working days cheque deposit clearance time from the Cardcash (Youth).
- Get a cash deposit clearance time of 1 working day from this current account.
- ATM withdrawal fee UK of 0 percent.
- This current account offers number w/ds <£300 in branch withdrawal restrictions.
- This current account gives a 1.51% initial interest rate.
Lloyds TSB Premier Account
- The current account gives a £1 minimum additional deposit.
- Have the benefit of a payment for copy of cheque of £0.
- 12.43 percent standard overdraft rate.
- Purchase charge of £0 is available to customers.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.43% EAR (variable).
RBS Student Royalties Account
- Cheque clearance time of 2 days.
- You get 0% ATM withdrawal charges UK from the current account.
- You will get monthly unauthorised overdraft charge of £0.
- Get £1,000 interest rate free overdraft year 1.
- A £0 money back is available.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Northern Rock Current Account
- This current account offers a debit card charges worldwide of 0%.
- The current account gives a 0 percent debit card cost europe.
- Mthly charge of £0 is available with this current account.
- You can get BACS deposit clearance time of 1 employment day.
- Current Account offers a cheque clearance time of 4 days.
- This current account offers a £0 minimum extra deposit.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).
Bank of Scotland Vantage Gold Account
- New customers get 3 months account transfer overdraft period from this Vantage Gold Account.
- £1 minimum extra deposit is offered.
- £1 minimum withdrawal is offered.
- Rewards payment of £0 is available.
- Bank of Scotland gives cheque clearance time of 4 days.
- Get benefit person in any car recovery cover.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).
