Bank of Scotland Student Account
Full product details for the Bank of Scotland Student Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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Bank of Scotland Student Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). | |
| Account Type | student | |
| Monthly Charge | £0 | There is no monthly charge. |
| Minimum Monthly Credit | £0 | No minimum monthly credit required. |
| Interest Free Overdraft Limit | varies | The interest free overdraft available with this account is:Year 1 -£1500 Year 2 -£1500 Year 3 -£1500 Year 4 -£2000 |
| Standard Overdraft Rate | 0% | Authorised overdraft rate is 0% (8.21% EAR for overdraft amounts in excess of the interest free limits). Interest is only charged on the amount above the interest free limit. |
| Daily Overdraft Charge | £0 | There is no daily authorised overdraft charge. |
| Headline Interest Rate | 0% | The headline interest rate is 0% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £1 | The minimum investment is £1. |
| Internet Banking | yes | Free internet banking is available. |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | Telephone banking service is available. |
| Account Promotions | yes | NUS Extra card for 3 years Free YHA membership for a 3 years 40 free eMusic downloads plus a free Mini Speaker (subject to availability) Bank of Scotland student credit card available, subject to status. Round up savings facility is available with this account- Save the Change. Commission free foreign currency and travellers cheques. |
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Compare Bank of Scotland Student Account With These Current Accounts
Lloyds TSB Classic Account
- Average overdraft rate of 19.28 percent is offered.
- Customers will get O/D letter charge of £0.00.
- Fee for copy of cheque of £0.
- Customers get transaction charge of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Smile Smilemore (Traveller)
- An O/D letter charge of £0.00 is offered by Smile.
- Customers get 4 days cheque clearance time from this current account.
- £1 minimum withdrawal is available to new customers.
- Enjoy average overdraft rate of 11.9%.
- You get £0 minimum additional deposit from Smile.
- You get same day cash deposit clearance time.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).
Halifax Easycash
- Minimum withdrawal of £1 is available with Easycash.
- £0 transaction charge.
- You will take advantage of ATM withdrawal cost UK of 0%.
- Halifax gives minimum extra deposit of £0.
Bank of Cyprus UK Current Account
- Bank of Cyprus UK offers minimum withdrawal of £1.
- You get 4 days cheque clearance time from Bank of Cyprus UK.
- You have the benefit of £600 maximum ATM withdrawal from Bank of Cyprus UK.
- Bank of Cyprus UK gives payment for internet banking of £0.
NatWest Advantage Business
- Charges for telephone banking of £0 is available with the current account.
- Advantage Business gives a daily overdraft charge of £0.
- A £0 BACS payment fee is offered.
- This NatWest current account has a £0.00 expense per100 notes deposited.
- This NatWest current account has a cheque clearance time of 4 days.
- This current account gives limitless max ATM withdrawal.
Norwich & Peterborough Building Society Business Gold
- Get 0% purchase charge europe from Norwich & Peterborough Building Society.
- Minimum withdrawal of £1 is offered to you.
- Charges per100 notes withdrawn of £0.60.
- You benefit from £0 fee for telephone banking from the current account.
- Customers will get cheque clearance time of 4 days.
