Bank of Scotland Silver Account

Full product details for the Bank of Scotland Silver Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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63 customers rated their Bank of Scotland current account as 4.0 out of 5 in our 2010/2011 Consumer Finance Awards.
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Bank of Scotland Silver Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 18.86% EAR (variable).
Account Typepackaged 
Monthly Charge£7.95A monthly charge of £7.95 is payable.
Minimum Monthly Credit£0No monthly minimum credit required.
Interest Free Overdraft LimitnoneNo interest free overdraft is available other than the automatic buffer limit.
Standard Overdraft Rate18.86%The annual rate charged for authorised overdrafts is 18.86% EAR.
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0The minimum investment is £0.
Internet BankingyesA free internet banking service is available to Personal and Business customers holding accounts in the UK. Simply register and the following options are available for full internet banking: - account list - account details - statements - transfers & payments - standing orders - direct debits - overdrafts - savings accounts - travel money
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesPhoneBank Express is free to use and free to call automated telephone service, available 24 hours a day every day of the year, giving the customer quick access to their accounts. They can either speak their instructions or key them in with a touchtone phone. They can check their balance or recent transactions, order a statement, transfer money accounts and pay bills, They can also access their Lloyds TSB credit cards.
Account PromotionsyesEuropean travel insurance for the customer and their partner. Mobile Phone Insurance (International Cover). An Exclusive Saver account will offer the customer a higher return on their savings. Card Holder Protection AA Roadside Assistance. Instant Interest on Cheques. Travel Money Card or Money Transfer card.
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Pleased to be forewarned about ebay freelistings weekend as I wasn't planning on putting anything on this weekend but have now changed my mind - thank you :)
Allyson

Compare Bank of Scotland Silver Account With These Current Accounts

Barclays Young Person's Account

  • Debit card cost europe of 0 percent is available with Young Person's Account.
  • £0 rewards payment is available.
  • A 0% ATM withdrawal cost UK is offered.
  • Get money back of £0.
  • Get £0 minimum additional deposit.

Northern Bank Northern Prestige

  • This Northern Bank current account has a debit card charges worldwide of 0%.
  • This current account gives a moneyback of £0.
  • 0.25 percent initial interest rate.
  • A transaction charge of £0 is available from Northern Bank.

First Trust Graduate Bank Account

  • £0 daily overdraft charge is offered to customers.
  • First Trust gives rate free overdraft year 5 of £0.
  • Graduate Bank Account offers a direct debit set up payment of £0.
  • First Trust gives ATM withdrawal payment UK of 0 percent.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Barclays Business Current Account Free Automated Tariff

  • You get £0 expense for telephone banking from the current account.
  • New customers will take advantage of 0 percent debit card fee europe.
  • The current account has 4 days cheque clearance time.
  • Minimum yearly turnover of £0.

Triodos Bank Social Venture Account

  • Get an O/D letter charge of £0.00.
  • Customers get minimum withdrawal of £1.
  • You have the benefit of cost for telephone banking of £0.
  • £0 account fee is available.
  • Minimum annual turnover of £0 is available with Social Venture Account.

RBS Basic Account

  • Available funds only withdrawal restrictions is offered with this current account.
  • Take advantage of £0 direct debit amendment payment.
  • The current account offers a £0 standing order set up cost.
  • Minimum withdrawal of £1 is available with this current account.

Bank of Scotland Classic Account with Control

  • Get £1 minimum additional deposit from Bank of Scotland.
  • New customers get £5 per mth authorised overdraft charges from Bank of Scotland.
  • Std overdraft rate of 19.28% is offered with the current account.
  • You get 4 days cheque clearance time from the current account.
  • Customers get ul account transfer overdraft limit from this Classic Account with Control.
  • ATM withdrawal cost UK of 0% is offered with Classic Account with Control.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
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